Unscramble the new policy of social endowment insurance

1. The new social endowment insurance policy refers to the policy launched to effectively protect the legitimate rights and interests of employees who participate in the basic endowment insurance of urban enterprises, and ensure the smooth transfer and continuity of the basic endowment insurance relationship between the insured and the employees when they are employed in cities and towns.

2. The Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance for Urban Enterprise Employees are applicable to all those who participate in the basic old-age insurance for urban enterprise employees, including migrant workers. Those who have received basic old-age insurance benefits according to state regulations will no longer transfer the basic old-age insurance relationship.

3, the insured inter-provincial flow of employment, by the original insured social insurance agencies (hereinafter referred to as social security agencies) issued by the insured payment voucher, the basic old-age insurance relationship should be transferred to the new insured.

4. If the insured reaches the conditions for receiving the basic old-age insurance benefits, the insured payment period of each place shall be calculated together, and the personal account storage amount (including principal and interest, the same below) shall be calculated cumulatively; Before reaching the age of receiving treatment, the basic old-age insurance relationship shall not be terminated, and the procedures for surrender shall be handled; Settle abroad and settle in Hongkong, Macao and Taiwan Province Province, according to the relevant provisions of the state.

5, the insured inter-provincial mobile employment transfer of the basic old-age insurance relationship, according to the following methods to calculate the transfer of funds:

(1) Personal account deposit: before 1998 65438+ 10/month, it will be transferred according to the accumulated principal and interest paid by individuals; after 1 9981,it will be transferred according to the total amount of deposits contained in personal accounts.

(2) Overall fund (unit contribution): based on 1998 1 my actual contribution salary in the following years, it will be transferred according to the sum of 12%. If the insured payment is less than 1 year, the transfer shall be calculated according to the actual payment months.

The insured inter-provincial flow of employment, the basic old-age insurance relationship is transferred in accordance with the following provisions:

6. If the insured person returns to his domicile (province, autonomous region or municipality directly under the Central Government, the same below) for employment, the relevant social security agency at the domicile shall handle the transfer and connection procedures in time.

7, the insured did not return to the domicile of employment insurance, by the social security institutions in the new insurance for its timely transfer procedures. However, for men over 50 years of age and women over 40 years of age, the basic old-age insurance relationship should be maintained in the original insured place, and a temporary basic old-age insurance payment account should be established in the new insured place to record all the contributions of units and individuals. Thirdly, when the insured person is employed across provinces or reaches the conditions for receiving benefits in the newly insured place, all the payment principal and interest in the temporary basic old-age insurance payment account will be transferred to the original insured place or the place for receiving benefits.

8. If the insured person is transferred with the approval of the Organization Department of the Party Committee at or above the county level and the administrative department of human resources and social security, and establishes labor relations with the transferred unit and pays the basic old-age insurance premium, he shall not be restricted by the above-mentioned age provisions, and shall go through the formalities for the transfer and continuation of the basic old-age insurance relationship in time at the transferred place.

9, inter-provincial migrant workers insured to receive treatment conditions, according to the following provisions to determine the way to receive treatment:

(1) If the basic old-age insurance relationship is located at the domicile, the domicile shall be responsible for handling the formalities for receiving benefits and enjoying the basic old-age insurance benefits.

(2) If the basic old-age insurance relationship is not located at the domicile, but the cumulative payment period in the locality of the basic old-age insurance relationship exceeds 10 years, the local treatment procedures shall be handled and the local basic old-age insurance benefits shall be enjoyed.

(3) If the basic old-age insurance relationship is not located at the domicile, and the cumulative payment period in the locality where the basic old-age insurance relationship is located is less than 10 year, the basic old-age insurance relationship will be transferred back to the original insured place, and the payment period will be 10 year, thus enjoying the basic old-age insurance benefits.

(4) If the basic old-age insurance relationship is not located at the domicile, and the accumulated payment period in each insured place is less than 10 year, the basic old-age insurance relationship and corresponding funds shall be collected at the domicile, and the domicile shall go through the formalities for receiving the benefits according to regulations and enjoy the basic old-age insurance benefits.