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How much is the medical insurance card a year?
According to the law, medical insurance for employees is charged at 8% of individual salary, of which 2% is paid by individuals and 6% by units. The money on the medical insurance card consists of the following two parts. 1. If the employee is under 45 years old, 2% of the individual contributions need to be transferred to the personal account, and 0.2% of the 65438+ unit burden needs to be transferred to the personal account, which means that 3.2% of the total monthly salary needs to be transferred to the medical insurance account. 2. For employees over 45 years old, 2% of individual contributions need to be transferred to personal accounts, and 1.4% of the unit's burden needs to be transferred to personal accounts, which means that 3.4% of the total monthly salary needs to be transferred to medical insurance accounts. However, it is worth noting that employees who have reached retirement age do not need to pay fees, and their monthly tax income accounts for 3.9% of total wages.
Legal objectivity:
The medical insurance card is uniformly issued by the labor and social security department, and it is the certificate for the insured to seek medical treatment and record and use the funds in the personal medical account. Personal medical account funds, that is, the money in the medical insurance card that we often say, include the following four parts: (1) basic funds In the month following the first insurance payment, each person will include 100 yuan into the basic medical funds; Then after the accumulated payment is over 12 months, each person will be allocated 100 yuan every year. (2) All the insured employees who pay the individual contributions of on-the-job employees pay the basic medical insurance premium at 2% of the base of payment every month, and all these funds are included in the personal medical account. After the insured goes through the retirement formalities in accordance with the provisions of the state, the proportion of individual accounts will be adjusted from the month after the retirement formalities, and individuals will no longer pay the basic medical insurance premium. (3) according to the proportion of the following different age groups included in the personal medical account funds. For example, people under 35 1%, retirees 5. 1%. (4) legitimate income such as interest. According to the "Trial Measures for Basic Medical Insurance for Urban Employees in Guangzhou", individual employees on the job pay the basic medical insurance premium at 2% of their payment base, and the employer pays the basic medical insurance premium at 8% of their payment base.
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