How to open an account with five insurances and one gold?

To open an account with five insurances and one fund, you need to prepare relevant materials, choose social security and provident fund management institutions, fill in the application form and submit materials, and go through the account opening procedures after examination.

First, prepare relevant materials.

The materials that an enterprise needs to prepare to open a five-insurance and one-gold account include: a copy of business license, organization code certificate, tax registration certificate, legal representative's ID card, employee roster and a copy of ID card. These materials are used to prove the legal operation of enterprises and the authenticity of employees' identities.

Second, choose social security and provident fund management institutions.

According to the regulations of the location of the enterprise, choose the corresponding social security and provident fund management institutions. Under normal circumstances, enterprises can choose to go to the local social security bureau and provident fund management center to handle account opening procedures.

3. Fill in the application form and submit the materials.

Go to the selected social security and provident fund management institutions, collect and fill out the account opening application form. When filling in the application form, you need to provide basic information of the enterprise, employee list and payment base as required. At the same time, submit the prepared relevant materials to the management organization.

Four. Audit and account opening

Social security and provident fund management institutions will review the submitted materials to verify the authenticity of enterprise qualifications and employee information. After the examination and approval, the management institution shall handle the account opening procedures for the enterprise and issue the corresponding social security and provident fund registration certificates.

Verb (abbreviation for verb) payment and follow-up management

After opening an account, the enterprise shall pay social insurance and housing accumulation fund for employees on a regular basis according to the prescribed payment standards and time. At the same time, enterprises also need to do a good job in the management of employee social security and provident fund changes, such as timely adjustment when new employees and employees leave.

To sum up:

To open an account with five insurances and one fund, you need to prepare relevant materials, choose social security and provident fund management institutions, fill in the application form and submit materials, and go through the account opening procedures after examination. After opening an account, the enterprise should pay the fees according to the regulations and do a good job in follow-up management. This process is helpful to protect the legitimate rights and interests and welfare of employees, and it is also an important embodiment of enterprises' social responsibility.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 57 provides that:

The employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.

Regulations on the administration of housing provident fund

Article 14 stipulates:

The newly established unit shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and within 20 days from the date of registration, go through the formalities for the establishment of housing provident fund accounts for its employees.

Labor law of the people's Republic of China

Article 72 provides that:

The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.