The medical insurance card is changed every few years.

The medical insurance card is valid for ten years, and the specific replacement of the medical insurance card needs to be subject to local policies. Some medical insurance cards have no time limit. The medical insurance card is invalid, and it will take about half a month to change it. I took my ID card and old card to the bank where the medical insurance card was opened to report the loss, and then I went to the social security service center to replace the new social security card.

Generally speaking, the validity period of medical insurance card is: 1 and 16 years old, and the validity period of social security card is generally 6 years; 2. 16 to 26 years old, and the social security card is valid for 10 years; 3. From 26 to 60 years old, the social security card is generally limited to 20 years; 4. For the insured over 60 years old, the social security card is generally valid for a long time. The medical expenses incurred by the insured in the agreed medical institutions that meet the basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.

What conditions can I replace the medical insurance card?

1. If damaged, please replace the card.

Cardholders should replace their cards with ID cards and social security cards.

Card damage is divided into non-human damage and other damage during the warranty period. The warranty period of social security card is 1 year; The social security card body is bent and damaged, and there are indelible stains on the card surface, which belongs to man-made damage.

If there is no man-made damage during the warranty period, the cardholder's fee will be exempted, and the card replacement fee caused by other damage will be borne by the cardholder.

2. Change the personal information on the card face to replace the card.

Personal information on the card mainly includes social security number, name, photo, etc.

If it is necessary to change the card due to the change of the photo, the cardholder shall hold the original and photocopy of the ID card and social security card and the photo that meet the requirements of business card printing.

If it is necessary to change the personal information of other personal cards, the cardholder should first change the personal information of the financial account of the social security card at the service bank, and then change the card with the original and photocopy of the ID card, the social security card and the original and photocopy of the personal information change certificate issued by the social security agency.

If the personal information is changed into a new card due to the change of personal identity information and insurance information after business card printing, the expenses shall be borne by the cardholder; If personal information is changed or replaced due to information collection, business card printing and other non-personal reasons of the cardholder, the cardholder's fee will be exempted.

3. Replace the card when it expires

The cardholder shall, within 30 days before the expiration of the social security card, apply for a new card with the printed photos of the social security card, other valid identity documents and business cards required by the card issuing place.

The card replacement fee caused by the expiration of the card shall be borne by the cardholder.

legal ground

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.