What will happen if social security is suspended for one year and then renewed?

After the payment of social security is stopped, the original social security card can still be used, and the money paid in the original social security account is not affected, but it cannot be used immediately. After reaching the statutory retirement age (the accumulated payment has reached 15 years), you need to enjoy pension benefits according to the national retirement policy.

If it is social security for urban workers, it can be renewed after a year's interruption. However, you cannot enjoy medical insurance reimbursement during the interruption of medical insurance payment. After the payment is resumed, it usually takes three months to regain the right to reimbursement. If it is social security for urban and rural residents, once the social security is broken, the old-age insurance can be used, and the medical insurance needs to be guaranteed for one year. Once interrupted, it cannot be used.

The medical insurance account will be suspended from the month after the payment of social security is stopped, and the money in the overall account will be frozen until the payment of social security is resumed. Maternity insurance must be paid continuously for more than 1 year. If you pay social security for one year, you will not be able to enjoy maternity allowance if you give birth to a child this year. You can receive unemployment insurance after paying for one year in a row. As long as the payment has been made for one year before the payment deadline, it will not affect the collection of unemployment insurance benefits, otherwise it will have an impact.

To sum up, once the payment of social security is cut off, it will not only have an impact on the "long-term" results of the insured's payment period accounting and social security benefits, but also have a more direct impact on the insured's short-term plans to buy a house, a car and settle down in some cities.

Legal basis:

Full text of People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.