2023 Xi Five Insurance and One Gold Payment Base

In 2023, Xi 'an's five insurance and one gold base are different. The minimum payment base of social security is 3926 yuan, and the maximum payment base is 23089 yuan.

Five insurances have a fixed payment ratio. According to the regulations, social security units and individuals should bear 16% and 8% pension insurance, 8% and 2% medical insurance, large insurance in 64 yuan and 16 yuan, 0.7% and 0.3% unemployment insurance and 02% industrial injury insurance respectively. If you insure five risks according to the minimum payment, then the social security unit has to pay 65440. Employees have to pay 45 1.26 yuan, and the details of monthly payment should be determined according to the salary base reported by the unit, and each unit should report according to the average monthly salary of employees, so everyone has to bear different social security expenses.

In 2023, Shaanxi social security payment standards are as follows:

1. Old-age insurance: the minimum base is 43 19, and the contribution ratio is 16% for the unit and 8% for the individual.

2. Medical insurance: the minimum base is 46 18, and the proportion of payment is 8% for units and 2% for individuals.

3. Unemployment insurance: the minimum base is 3,926, and the contribution ratio is 0.7% for the unit and 0.3% for the individual.

4. Work-related injury insurance: the minimum base is 3,926, and the proportion of payment is 0.2% for the unit and 0% for the individual.

5. Supplementary insurance for critical illness: the minimum base is 8, and the payment ratio is 80% for the unit and 20% for the individual.

6. Provident fund: the minimum base is 2 160, and the contribution ratio is 5% for units and 5% for individuals.

To sum up, only by determining the base of Xi 'an five insurances and one gold, and multiplying it by the payment ratio, can the social security expenses be calculated. The annual plan of five insurances and one gold may be adjusted to some extent, so we should pay attention to the changes in the relevant contents of the Social Security Bureau. The statutory situation of the provident fund management center, especially after the adjustment of basic payment education, will also have certain differences in fees.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. Forty-fourth employees should participate in unemployment insurance, and the employer and employees should jointly pay unemployment insurance premiums in accordance with state regulations.