Is it better to have five insurances and one gold as soon as possible?

Paying in advance can enjoy medical insurance reimbursement and prevent risks. The individual pension payment is at least 15 years, and the basic pension = the average monthly salary of employees in the whole province in the previous year (1+ my average payment index) ÷2× payment period × 1%. The more years of payment, the more pensions. The payment period of medical insurance is 25 years for men and 20 years for women. Only after retirement can you enjoy the basic medical insurance benefits.

Extended data:

Handling of five insurances and one gold:

(1) social security and provident fund account opening

Enterprises need to open accounts for social security and provident fund at the Social Security Bureau and the Provident Fund Center within 30 days from the date of establishment. After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.

(2) Increase or decrease personnel

Every month, the company will add new employees to the company's five insurance and one gold account and delete employees who have left the company from the account. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

(3) Confirm the payment base

The unit needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.

(4) Five insurances and one gold payment

Enterprises, banks, social security/provident fund management institutions sign bank payment agreements, and directly deduct five insurances and one gold fee from the enterprise bank account at a fixed time every month. Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution.

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