What's the difference between high and low social security?

The difference between high social security and low social security is as follows:

1, payment amount: the high-level social security payment amount is relatively high, and the low-level social security payment amount is relatively low. Specifically, the payment base of high-level social security is usually higher than that of low-level social security, so the social security fees to be paid are correspondingly more;

2. Payment ratio: the high-grade social security payment ratio is also relatively high, that is to say, when paying social security fees, the high-grade social security payment ratio is higher than the low-grade one;

3. Enjoy the treatment: Due to the high payment amount and proportion of high-level social security, the treatment of high-level social security is relatively good. For example, in terms of pension insurance, the pension benefits of high-level social security are usually higher than those of low-level social security. In addition, in medical insurance, unemployment insurance, maternity insurance and other aspects, the treatment of high-grade social security is also better.

The contribution ratio of social security is as follows:

1, old-age insurance: unit pays 19%, and individual pays 8%;

2. Basic medical insurance: the unit pays 6% and the individual pays 2%;

3. Work-related injury insurance: the employer pays, and the individual does not pay;

4. Maternity insurance: the employer pays, and the individual does not pay;

5. Unemployment insurance: unit contribution rate 1%, individual contribution rate 0.2%.

To sum up, the social security payment base is the payment standard of social insurance payment, and the payment amount is approved according to the base and coefficient. The social security payment base is 60%-300% of the average social wage. For example, the average social wage 1000 yuan, and the payment base can be 600 yuan-3,000 yuan.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Article 33

Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium.