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What's the difference between social security and five insurances?
1, social security is the abbreviation of social insurance, which refers to five types of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance.
2. Five insurances and one gold refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, industrial injury insurance and housing accumulation fund.
(2) The scope is different.
Social insurance only includes five types of insurance, such as endowment insurance, but five insurances and one gold also include housing accumulation fund. That is, five insurances and one gold include social security.
Housing accumulation fund is a long-term housing deposit paid by units and their employees, and it is the main form of monetization, socialization and legalization of housing distribution. The housing accumulation fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutually supportive and guaranteed. Units and individual employees must fulfill their obligations to pay housing provident fund according to law.
What are the precautions?
(a) the old-age insurance can be interrupted, and it doesn't matter if it is interrupted halfway. Finally, the cumulative number of years. However, the more you pay, the more your pension will be.
(2) Unemployment insurance must be paid.
(3) Medical insurance is more important. The interruption of more than three months is invalid and needs to be re-applied.
(4) Housing provident fund means that the unit deposits the money given to you and your own money into your provident fund account, and can only withdraw it once a year. If you want to go to the provident fund center and need to buy or repair a house, you can take it yourself or entrust a unit to take it. If you leave your job, you can transfer or withdraw directly.
(6) If the five insurances are compulsory for employees, you can report to the social security department if the company fails to pay them for you. The payment amount of five insurances and one gold varies from region to region, and the base is the total wages. Some enterprises pay basic wages and some related subsidies, but some enterprises only pay basic wages, which is against the law.
Both of them include five types of insurance, such as endowment insurance, but five insurances and one gold add a housing accumulation fund. And there is a certain relationship between the two, that is, five insurances and one gold include social security. In addition, Bian Xiao's notes are confusing. You can learn about it.
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