Is it okay to work in a company that doesn't want to pay social security

Employees can voluntarily choose not to pay social security.

I. Five characteristics of social insurance:

1. The objective basis of social insurance is the risk existing in the field of labor, and the standard of insurance is the worker's person;

2. The subject of social insurance is specific. It includes workers (including their relatives) and employers;

3. Social insurance is compulsory;

4. The purpose of social insurance is to maintain the reproduction of the labor force;

5. The insurance fund is derived from the contributions of employers and workers as well as financial support.

The scope of insurance objects is limited to workers, excluding other members of society. The scope of insurance is limited to various risks in labor risks, excluding other risks such as property and economy. (Some companies calculate the five insurance and one gold is not in accordance with the employee's actual salary, but in addition to set the base for calculating the payment)

Two, the introduction of social insurance:

1. Protection: refers to the protection of the basic life of the workers.

2. Universality: social insurance covers all social workers.

3. Mutual assistance: utilizing the combined efforts of those who are insured to help someone who is at risk, to help each other and to meet urgent needs.

4. Compulsory: limited by national legislation, mandatory for employers and employees to participate.

5. Welfare: social insurance is a kind of government behavior, not for profit.

The main functions of social insurance:

1. the function of stabilizing social life;

2. the function of redistribution;

3. the function of promoting socio-economic development: the first is that the social insurance system plays a role as an important tool of demand management, which plays a positive role in the economy. The second is that the effective utilization of the social insurance fund can contribute to sustained economic prosperity.

Fourth, social insurance premium collection methods:

1. Proportional premium system

(1) This method is based on the insured person's salary income, and a certain percentage is set, so as to collect the premium. The main purpose of social insurance is to compensate the insured for the loss of income during the period of risky accidents in order to maintain a minimum living, so it is necessary to refer to the income on which the insured normally depends, on the one hand, as a criterion for measuring the payment, and on the other hand, as the basis for calculating the premium.

(2) The greatest defect of the proportional premium system based on work is that the burden of social insurance is directly linked to wages. Whether the employer-employee is responsible for the social insurance premiums or one of them is responsible for the social insurance premiums, the burden of social insurance is manifested in an increase in the cost of labor, and the result will lead to the crowding out of labor by capital, thus causing an increase in unemployment.

2. Equalization of premiums

This means that the same amount of premiums is charged irrespective of the income of the insured or his employer. The advantage of this system is that it is easy to calculate, easy to generalize; and the countries that use this method of collecting insurance premiums, in its payment, generally also use the equalization system, with the meaning of equal income and expenditure. However, its defect is that low-income people and high-income people pay the same premiums, in terms of affordability is obviously unfair.

Legal basis:

Social Insurance Law of the People's Republic of China

Article 58 An employer shall, within thirty days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the employer fails to register for social insurance, the social insurance administration organization shall approve the social insurance premiums to be paid by the employer.

Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance with their employers, and other flexibly employed persons shall apply to the social insurance administrative organization for social insurance registration.

The State establishes a nationally unified individual social security number. Individual social security numbers are citizens' identity numbers.

Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall pay the basic medical insurance premiums in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.