How many years does Quanzhou employee medical insurance have to pay?

Medical insurance generally takes 15 years, and the specific standards vary slightly from place to place. According to the requirements of China's current medical insurance, the insured men are over 60 years old and women are over 55 years old. The payment period for men is not less than 25 years, and that for women is not less than 20 years. Among them, the actual payment of basic medical insurance premium must be no less than 15 years, and you can enjoy medical insurance benefits after retirement.

Legal analysis: the payment period of men is not less than 25 years, and that of women is not less than 20 years. Medical insurance requirements: the insured shall be 60 years old for men and 55 years old for women, with the payment period of not less than 25 years for men and not less than 20 years for women. The actual payment period of basic medical insurance premium must be not less than 15 years, and he can enjoy medical insurance benefits after retirement. If the minimum age requirement is not met before retirement, the medical expenses of the actual payment period can be supplemented at one time. If the social security has only been paid for 15 years, and the medical insurance has not been paid enough, you can only receive a pension after retirement, but you can't reimburse the doctor.

The actual payment term is calculated as follows:

1. After the employer and individual employees pay the basic medical insurance premium according to the basic medical insurance method, the municipal medical insurance agency shall truthfully record the payment period of employees. Among them, the employer suspended the payment of basic medical insurance premiums, and the municipal medical insurance agency suspended the recording of the payment period of its employees, and the original payment period was retained; Employers and employees continue to pay basic medical insurance premiums, and the payment period of employees is calculated together.

2, workers due to termination, termination of the labor contract and other reasons to interrupt the payment of basic medical insurance premiums, by the municipal medical insurance agencies to suspend the record of its payment period, but the original payment period of employees to be retained; Individuals continue to pay basic medical insurance premiums according to regulations and employers and employees continue to pay basic medical insurance premiums after re-employment, and the payment period is calculated together; Retirees who have gone through retirement formalities according to regulations before the implementation of the basic medical insurance measures do not calculate the actual payment period of individuals.

Legal basis:

Article 36 of the Regulations on Medical Insurance: Employees who retire after the revision and implementation of these regulations shall pay the basic medical insurance premium, with men over 30 years and women over 25 years. After retirement, their basic medical insurance benefits shall be implemented in accordance with the provisions of these regulations.

When an employee retires, if the payment period of the basic medical insurance premium does not reach the provisions of the preceding paragraph, the basic medical insurance benefits he enjoys after retirement will be reduced by 5% on the prescribed treatment standard for each full payment period 1 year.

Thirty-seventh retirees actually paid the basic medical insurance premium 10 years before retirement, and the original unit will no longer pay the basic medical insurance premium after retirement, which will not affect their enjoyment of the basic medical insurance benefits for retirees stipulated in these regulations.

Retirees who actually paid the basic medical insurance premium before retirement were less than 10 years, and those who did not pay the basic medical insurance premium after retirement did not enjoy the basic medical insurance benefits for retirees stipulated in these regulations.