Shanghai minimum five insurance a gold individual to pay how much

According to the latest policy, the minimum standard of Shanghai's five insurance and one gold is 690 yuan per month, which is the amount paid by the unit and the individual **** the same amount. Employees working in Shanghai, all enjoy social security and provident fund treatment. Calculate the amount of five insurance contributions, the minimum base is 60% of the average salary of local employees, social security contribution ratio is the impact of the regulations, while the provident fund is set by the enterprise itself.

A, Shanghai five insurance and gold minimum standard is how much?

The individual contribution base for the year is determined by the employee's own average monthly wage income for the previous year. The upper and lower limits of the individual contribution base, according to the city announced the previous year the city's average monthly salary of 300% and 60% of the corresponding determination of the value of the city's average monthly salary of employees, according to the principle of rounding up to the first corner of the first and then into the yuan. For example:

1, the minimum amount of pension insurance contributions: unit: 4927 × 16% = yuan; individual: 4927 × 8% = yuan.

2, medical insurance minimum contribution amount: unit: 4927 × yuan; individual: 4927 × 2% = yuan.

3, unemployment insurance minimum contribution amount: unit: 4927 × yuan; individual: 4927 × yuan.

4, the minimum amount of contribution to the workers' compensation insurance: unit: need to be determined according to the industry; individuals do not have to pay.

5, maternity insurance minimum contribution amount: unit: 4927 × yuan; individuals do not have to pay.

6, housing fund minimum contribution amount: unit: 2480 × 7% = yuan; personal: 2480 × 7% = yuan.

The minimum contribution amount for individual five insurance and one gold yuan

Two, which cases can withdraw the balance of the provident fund?

Employees with one of the following circumstances, you can apply to the Municipal Provident Fund Management Center to withdraw the balance of their housing fund account:

1, purchase, construction, renovation, major repairs to their own housing;

2, retirement, retirement;

3, the majority of the loss of working capacity or total loss of working ability, and termination of the labor relationship with the unit;

4, Out of the country to settle;

5, the repayment of the principal and interest of the loan for the purchase of housing;

6, the rent exceeds the prescribed proportion of household income;

Employees enjoying the minimum subsistence allowance for urban residents, or unemployed for more than two consecutive years and the family has serious difficulties in living, or because of his or her own, his or her spouse and his or her immediate relatives due to a serious illness, serious illnesses cause serious difficulties in the family's life, you can apply for the Municipal Provident Fund Management Center Withdrawal of the balance in the account of the housing provident fund for the payment of rent, special maintenance funds for properties, property service fees and other expenses.

Three, the withdrawal of provident fund procedures?

Application for the withdrawal of housing fund account balance of the employee, should be submitted to the Municipal Provident Fund Management Center of the unit issued by the withdrawal certificate and other relevant documents. The Municipal Provident Fund Management Center shall, within three working days from the date of acceptance of the application for the withdrawal of housing fund, make a decision to allow or disallow the withdrawal, and notify the applicant in writing. Permitted to withdraw, by the entrusted housing fund financial services bank (hereinafter referred to as the entrusted bank) for payment procedures; not allowed to withdraw, the city provident fund management center shall explain the reasons.

To summarize, Shanghai enterprises should pay social insurance and housing fund for employees, both of which are calculated according to the minimum contribution of 60% of the employee's average salary. According to the minimum standard, the employee's contribution to social security and provident fund is 690 yuan per month. Enterprises are not allowed to pay less than this standard, otherwise they are underpaying. Some good enterprises, the amount of contribution will be higher.