How much is the teacher's five insurances and one gold deducted every month?

Legal analysis: the deduction ratio of teachers' five insurances and one gold

According to the law of our country, both public institutions and private enterprises must pay "five insurances and one gold" in full for workers. Teachers enjoy five insurances and one gold, among which "five insurances" refer to old-age insurance, maternity insurance, unemployment insurance, industrial injury insurance and medical insurance; "One gold" refers to the housing accumulation fund. Among them, individuals participate in paying insurance, such as pension, medical care, unemployment insurance and other social security projects, as well as provident fund.

In terms of "five risks", the sharing ratio between units and individuals is generally: pension insurance units bear 20%, and individuals bear 8%; 6% for medical insurance units and 2% for individuals; Unemployment insurance unit 2%, individual1%; 1% maternity insurance shall be borne by the unit; 0.8% of work-related injury insurance is also borne by the unit, and individual employees do not bear maternity and work-related injury insurance.

As far as "one gold" is concerned, the proportion of units and individuals is generally between 6%- 12%, and the proportion of units and individuals paying provident fund is the same.

Legal basis: Article 60 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall declare by itself and pay the social insurance premium in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.