What risks does Changsha housing social security need? How much is Changsha housing social security for a month?

In the past two years, many cities have introduced purchase restriction policies, and buying a house has certain requirements and restrictions on social security. For example, if you buy a house in Changsha, you need to pay social security for 24 months. Besides, are there any other requirements for social security when buying a house in Changsha? For example, what are the risks of social security when buying a house in Changsha? How much is it to buy a house in Changsha for a month? Let me have a look.

1. What social insurance should I pay for buying a house in Changsha?

Social security in Changsha to buy a house in the month of purchase (excluding) shall prevail, 30 months before the normal payment of 24 months to qualify for the purchase, overdue is not counted. Among them, social security mainly pays endowment insurance for urban workers.

In Changsha's purchase restriction policy, only the type of social security payment (basic old-age insurance for urban workers) and the number of months paid (normal payment 12 months or 24 months) are defined, but there is no clear requirement for which grade to pay, as long as you pay the old-age insurance for urban workers normally every month, and there is no requirement for social security to pay any insurance, as long as you pay it normally.

In other words, individual flexible employment social security (including individual social endowment insurance for urban workers) is paid on a monthly basis, so it meets the social security requirements for house purchase qualification.

Second, how much is the social security for buying a house in Changsha for one month?

Want to buy a house in Changsha, in addition to certain requirements in time, but also in the amount of payment? How much is it to buy a house in Changsha for a month? How much is the monthly social security fee paid by individuals in Changsha? Can you afford it? Next, Xiao Yi introduced the specific situation of individual payment of social security fees in Changsha in 2020.

The details of Changsha's five insurances and one gold payment are as follows: Changsha's medical maternity has been merged, and the original proportion and expenses of maternity have been merged into medical payment. The lower limit of the four insurance payment base is 3087, and the provident fund payment base is1580; According to the base figure, the total monthly social security cost in Changsha is 1498.4 1, with enterprises paying 923.45 and individuals paying 574.96.

Of course, a considerable number of people are paid by affiliated companies. Social security payment companies can solve the problem of personal social security payment, especially those who work in second-tier cities. When there is no job, I am worried that social security will affect buying a house and a car, so I will choose a social security payment company to call. The cost for affiliated companies to pay social security is much higher. You have to bear all the social security expenses yourself, and you have to pay some fees to the affiliated companies.

The above is about what insurance is needed for housing social security in Changsha, and how much is the monthly social security in Changsha. I hope I can help you!