What are the requirements for buying a house in Fuzhou?

What are the requirements for buying a house in Fuzhou?

1. The purchaser has legally paid taxes and social security in Fuzhou for more than one year, and can provide relevant tax and social security vouchers; Property buyers are only allowed to have one name, own two or more houses, and are not allowed to buy any more.

2. Non-local household registration, as long as you can provide social security payment vouchers in Fuzhou for more than one year, you can buy a set (including new purchases and old purchases); Non-local registered families with two or more local registered families and one or more non-local registered families who cannot provide proof of 1 year social security payment or 1 year social security payment will be suspended from selling to this family.

What conditions do foreigners need to buy a house?

1. When buying a house by mortgage in other places, you need to provide a local tax payment certificate or social insurance payment certificate of 1 year or more. If the local tax payment certificate or social insurance payment certificate over 1 year cannot be provided, the lender will implement the second (or above) differentiated housing credit policy when applying for housing loan, that is to say, the down payment and loan interest rate may be increased. There are many kinds of housing loans, including housing provident fund loans and commercial loans.

2. If you want to apply for a provident fund loan, you must first know how much money is in your provident fund account and how much money the unit sends you every month. If you want to borrow money, you must find out your net assets. If you are in business, you must weigh your tolerance. The approval process of each bank is different.

3. Lending institutions: including: local police station, work unit, work unit, income, temporary residence, fixed contact address and contact information. In other respects, banks will examine the qualifications of borrowers.