How can a newborn be reimbursed if it has insurance but no card?

In the case that the newborn medical insurance card has not yet come down, the medical expenses may not be settled when leaving the hospital. After the newborn social security card is completed, we can settle the account at the medical insurance settlement window of the hospital with the social security card, and then directly reimburse it at the medical insurance window. In addition, you can also settle the hospitalization fee first. After you get the newborn's social security card, you can bring the newborn's medical insurance card, treatment receipt stamped with the official seal of the hospital, hospitalization certificate, expense list, household registration book, birth certificate, guardian's identity certificate and other materials to the local medical insurance bureau for medical insurance reimbursement procedures. Newborns can also pay residents' medical insurance, and now many areas have free insurance policies for newborns. As long as residents register for medical insurance within 90 days from the date of birth, they can enjoy medical insurance benefits without paying the medical insurance expenses of the year. The guardian of the newborn holds a copy of the newborn's household registration book and birth certificate, and fills in the registration form of basic medical insurance for urban residents at the community neighborhood Committee where the household registration is located, and then a community sends the registration form to the municipal medical insurance center to complete the registration of the newborn.

Legal basis:

Article 28 of the Social Insurance Law of People's Republic of China (PRC) conforms to the basic medical insurance drug list, diagnosis and treatment items, medical service facilities and emergency and rescue medical expenses standards, and shall be paid from the basic medical insurance fund in accordance with state regulations. Newborns who are insured within three months after birth shall enjoy medical insurance benefits from the date of birth; Those who are insured after three months of birth will enjoy medical insurance benefits from the date of insurance. Infants under the age of 2 may not provide photos, but they should provide photos and replace their medical insurance cards when they reach the age of 2, and the fees for card replacement shall be paid by individuals.

Derivative problem:

How to deal with neonatal medical insurance? According to the basic medical insurance for urban residents in this city (hereinafter referred to as "residential insurance"), newborns can go through the formalities of residential insurance registration after registering in this city, and enjoy the corresponding residential insurance treatment from the date of birth. Parents can bring their children's household registration book, ID card of the agent and other original and photocopy materials, go through the insurance registration formalities after receiving the registration form at the street medical insurance service point where their children's household registration belongs, pay the insurance premium 60 yuan annually, and also handle the medical insurance card and medical record book. After the payment is completed, 20 10 residents' medical insurance benefits will be from the date of birth to 65438+February 3 1, and the registration formalities for the next year can be handled from 65438+1 October1to 65438+February 20.