The latest policy of paying social security for dual-solution personnel

For many people who are about to retire, one of the most concerned aspects is providing for the aged. According to China's regulations, social security payment has reached 15 years before you can receive a pension. The more pensions are paid, the more pensions the insured can receive after retirement.

Before receiving the pension and in the process of social security payment, the insured will also receive subsidies in other situations. For example, after unemployment, you can receive unemployment benefits. Many insured people are worried that receiving these subsidies will affect their pension collection.

1. Will enjoying the double subsidy affect the pension?

1. What do you mean by double subsidy?

The state-owned enterprises in our region "single-and double-solution workers and closed-down enterprise workers" participate in medical insurance for urban workers in their personal capacity, and each person can get financial subsidies 180 yuan and 3% preferential payment during the payment period.

Taking Chongqing as an example, during the payment period of the insured, the financial subsidy is 180 yuan per person per year, and the municipal and district finances each bear 50% according to the principle of territorial participation.

Applicants for subsidies participate in medical insurance for urban workers in their personal capacity. Those who pay the annual fee for more than 6 months (including 6 months) enjoy the annual subsidy, and those who pay less than 6 months do not enjoy the subsidy of the year. Those who enjoy subsidies shall pay insurance premiums according to the difference between the amount payable and the financial subsidies.

2. What's the impact on getting a pension?

It doesn't really matter. Dual-solution subsidy is essentially a subsidy paid by enterprises to the insured in the name of individual contributions, and will not have any impact on receiving pensions after retirement.

The purpose is to enable the insured to receive an extra social security subsidy after reaching retirement age, so as to reduce the pressure of the insured's life. This does not mean that accepting double subsidies will affect the pension share.

2. What's the latest policy for dual-solution workers to pay social security?

1. Payment ratio: 20% is calculated uniformly, and the supplementary payment can only be borne by individuals, but not by companies or other enterprises.

2. If there is no one-time payment, and it is far from the social security payment time of 15, it is allowed to change employee social security into resident social security. Then extend the payment time, up to five years.

3. The latest time is often the last day at the end of the first year, and there will be a certain degree of delay in some areas, depending on the actual requirements of the insured place.

4. Those who meet the insurance conditions of individual flexible employees can participate in employee social security and urban and rural social security in their personal capacity and go through the corresponding payment procedures at the local social security center/service outlets.

5. Payment standard: 60% of the average annual salary of the insured land should be used as the payment standard for paying social security fees, of which 20% should be paid back.