Does employee medical insurance have to be insured at the place where the household registration is located?

Does employee medical insurance have to be insured at the place where the household registration is located?

Employee medical insurance does not necessarily need to be insured at the place where the household registration is located. Specifically, the place where employees participate in medical insurance can be consistent with the location of household registration, or it can be inconsistent with the location of household registration. This mainly depends on the specific requirements and regulations of the unit.

Generally speaking, if an employee works in the registered permanent residence, the employer may require the employee to take out insurance in the registered permanent residence for the convenience of management. However, if employees work in other areas, the unit can require employees to participate in insurance at the workplace, so that employees can enjoy local medical insurance.

However, it should be noted that according to the provisions of the Social Insurance Law of People's Republic of China (PRC), employees should participate in basic medical insurance, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. This is the basic rights and interests of employees and the legal obligation of employers. Therefore, the employer should provide employees with basic medical insurance, whether working in the place where the household registration is located or working in other areas.

To sum up, the insured place of employee medical insurance can be consistent with the registered permanent residence, or it can be inconsistent with the registered permanent residence. However, no matter where the insured place is, the employer must handle basic medical insurance for employees to protect their basic rights and interests. If in doubt, it is recommended to consult the local social security department or the personnel department of the employer.