What does the money in the social security personal account mean?

What is a social security personal account? Social security personal account refers to the social insurance agency's establishment for each person who participates in social endowment insurance according to the social security number issued by the State Bureau of Technical Supervision, and records the old-age insurance premiums transferred by the unit according to regulations and all the old-age insurance premiums paid by the individual, as the basis for calculating and distributing the old-age insurance premiums in personal accounts when the people who participate in social endowment insurance retire. The first is to realize the whole process monitoring of business process. Clarify the internal control scope as the risk point control of business operation, including personnel registration, change of key information of individuals and units, etc. Unit social security fees, refunds and arrears verification; Personal account maintenance and management; Audit plan, site audit and data audit are sub-items of ***4 aspects 13. For example, the maintenance and management of personal accounts can be divided into five sub-items: personal account records are inconsistent with reality, multiple personal accounts are merged, transfer accounts are handled, medical insurance benefits are unsealed, and medical insurance funds are transferred. It not only covers the whole process of social security collection business, but also realizes monitoring without dead ends. Second, the risk business is reviewed at different levels. According to the degree of risk, internal control measures realize business classification management, authority classification authorization and post checks and balances. If the personal key information of the insured employee changes, the handling personnel shall conduct a preliminary examination of the application materials, and the business section chief shall review and report to the director in charge for approval before handling it. Changes in working hours of insured employees: changes within 3 months shall be handled by front desk business personnel; Changes in April-1February shall be reported to the competent leader for review and then handled by the head of the business settlement department; Changes that exceed 12 months shall be reported by the business settlement department to the director's office meeting for negotiation. From 2065438 to September 2006, nearly 400,000 social security collections have been handled, and none of them have been complained. Through the establishment and operation of the internal control management system of business risk points, the accuracy of social security collection is guaranteed to reach 100%, which effectively prevents potential handling risks and ensures the safe operation of social security fund collection. The third is to strengthen supervision and inspection on a monthly basis. According to the principle of incompatibility of post checks and balances, the supervision and inspection of internal control shall be organized and implemented by special personnel. By checking the original data of business processing and analyzing the comparison data, the internal control measures are decomposed into various business categories, processing procedures and the implementation of internal control system, and the inspection data are checked one by one to form a monthly report. Since September last year, there have been 3,739/kloc-0 risk points for social security collection in urban areas, and 5,462 have been randomly selected by * * *, with an average sampling rate of 14.93%. Two potential vulnerabilities in the system have been found and corrected in time. At the same time, actively put forward suggestions such as improving the death reporting mechanism of retired employees in government agencies and institutions, and effectively promote the healthy and orderly development of the overall work of social security.

Legal objectivity:

Article 4 of the Social Insurance Law Employers and individuals in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.