How to pay for community medical insurance in Chuzhou by mobile phone

Chuzhou community medical insurance mobile payment specific steps are as follows:

1. Download and install Chuzhou community medical insurance mobile phone. You can search for "Chuzhou Community Medical Insurance" in the app store to find and download the app.

2. Register and log in. After opening the application, follow the prompts to register and log in to your personal account. If you have registered a Chuzhou community medical insurance account, you can log in directly with your existing account and password.

3. Select the payment function. After logging in, you can find "payment" or similar options on the app's home page or menu. Click to enter this function page.

4. Enter the payment information. On the payment page, you need to fill in some necessary information, such as social security card number and ID number. Make sure that the information entered is accurate.

5. Confirm the payment amount. According to the personal situation and medical insurance policy, the system will automatically calculate the medical insurance expenses to be paid. Please check the payment amount carefully and make sure there is enough balance to pay.

6. Select the payment method. Chuzhou community medical insurance mobile phone supports bank cards and other payment methods. According to your preference and convenience, choose the appropriate payment method for payment.

7. Confirm and complete the payment. After selecting the payment method, the system will jump to the corresponding payment platform page. Follow the prompts of the payment platform to complete the payment operation. After the payment is successful, the system will display the prompt message of successful payment.

8. Check the payment records. You can check your payment records and related medical insurance reimbursement information in Chuzhou community medical insurance mobile phone software.

Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection. The basic medical insurance fund consists of overall funds and individual accounts.

Medical insurance is an insurance product that provides protection for medical expenses. Its main functions are as follows:

1. Reduce the financial burden: When medical treatment is needed due to illness or accident, medical insurance can help pay part or all of the medical expenses, thus reducing the financial burden.

2. Improve the accessibility of treatment: Medical insurance can provide patients with more treatment options, including public hospitals, private hospitals and clinics, and can get better medical services.

3. Prevention of overtreatment: Medical insurance can prevent overtreatment and unnecessary examination by setting annual budget and expense limit, thus reducing medical expenses.

4. Encourage preventive medical care: Medical insurance can encourage people to pay more attention to their health, have regular physical examinations and take other preventive measures, thus reducing the risk of illness.

5. Guarantee the financial stability of the family: If it is the economic pillar of the family, medical insurance can help you continue to work when you are sick and avoid debt and family financial crisis caused by medical expenses.

6. Abide by public health policies: Medical insurance companies usually make insurance plans according to government guidance and policies, which makes medical insurance an effective tool to abide by public health policies.

To sum up, the main function of medical insurance is to help individuals and families cope with the economic pressure caused by diseases and accidents, improve the accessibility and quality of medical services, and maintain the stability of family finances by providing medical expenses.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 87

Social insurance agencies, medical institutions, pharmaceutical trading units and other social insurance service institutions defraud social insurance fund expenditures by fraud, forgery of certification materials or other means, and the social insurance administrative department shall order them to return the defrauded social insurance money and impose a fine of more than 2 times and less than 5 times the amount defrauded; If it belongs to a social insurance service institution, the service agreement shall be terminated; If the directly responsible person in charge and other directly responsible personnel are qualified, their qualifications shall be revoked according to law.