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How to take medical insurance reimbursement after self-funded emergency treatment
1. Confirm the insured status: before seeking medical treatment, you need to confirm that you have participated in local medical insurance, which can be confirmed by means of social security card and medical insurance certificate;
2. Medical category: Medical insurance generally only reimburses therapeutic medical behaviors, such as outpatient service, hospitalization, surgery and examination. Some cosmetic medical behaviors, such as dental beauty and plastic surgery, are usually not covered by medical insurance reimbursement;
3. Medical expenses: Medical insurance will only reimburse medical expenses that meet the requirements, such as medical expenses, medicine expenses, examination expenses, operation expenses, etc. Personal expenses, medical insurance will not be reimbursed;
4. Hospital qualification: Medical insurance will only reimburse the medical expenses of legally operated medical institutions, such as public hospitals and qualified private hospitals. Medical insurance will not be reimbursed for illegal medical institutions or clinics. Before leaving the hospital, consult the hospital medical insurance window or the financial department about how to apply for reimbursement; Prepare relevant materials, including medical expense invoices, outpatient medical records, hospitalization certificates, etc. Fill in the medical insurance reimbursement application form as required, and submit the relevant materials to the medical insurance department; Waiting for the medical insurance department to review and process your application. If approved, you will receive payment from medical insurance.
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