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How much is a year's worth of healthcare premiums
The cost of making up a year's worth of medical insurance varies by region and type of coverage. If you are making up employee medical insurance, the cost for three years, or 36 months, is about 20,000 yuan, based on a payment base of about 4,000 yuan per month in most cities; if you are making up urban and rural residents' medical insurance, the cost for three years is 1,050 yuan, based on the national standard of 350 yuan per year. Therefore, the cost of making up a year's contribution needs to be converted according to these standards, which is about 6,667 yuan for employee medical insurance and 350 yuan for urban and rural residents' medical insurance. The exact amounts need to be consulted with the local social security office for accurate information.
Social security contribution standards:
1, the contribution base: usually the individual's average monthly income in the previous year or the average regional salary as the contribution base;
2, the contribution ratio: the social security contribution ratio may vary from region to region, and is formulated by the local government based on the level of local economic development and other factors;
3, the type of contribution: social security includes pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, and the contribution ratio for each type of insurance is different;
4. Individual and unit contributions: social security costs are usually borne by both individuals and units***, and their respective contribution ratios differ;
5. Replacement regulations: the amount and time limit for replacement of social security contributions are set by the local social security bureaus, and you may be required to pay a late payment fee.
In summary, the cost of making up a year's worth of medical insurance varies depending on the region and the type of insurance, about 6,667 yuan for employee medical insurance and 350 yuan for urban and rural residents' medical insurance, and the specific amount should be consulted with the local social security bureau.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 23
Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employer and the employees in accordance with the state regulations***. Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.
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