Social security processing flow of individual industrial and commercial households

I. Social Security Handling Process for Individual Industrial and Commercial Households

To pay social security for employees, individual industrial and commercial households need to open an account first:

First, the insured provides the following information:

1. The city's local household registration book, the original and photocopy of the valid business license of individual industrial and commercial households (including foreign licenses), and the tax registration certificate of individual industrial and commercial households.

2. To repay the past years, the original and photocopy of the Business License of Individual Industrial and Commercial Households or the Tax Registration Certificate of Individual Industrial and Commercial Households shall also be provided. If it is not available, one of the following original materials shall be provided as the basis:

(1) The administrative department for industry and commerce collects individual registration fees (business opening and change) and management fee invoices;

(2) invoices for membership fees collected by individual associations;

3 personal association membership card;

(4) the original tax payment certificate;

(5) industrial and commercial registration information;

6. Invoices for paying industrial and commercial registration fees, etc.

Second, the process of paying insurance for employees after opening an account:

Bring the original business license, the original enterprise ID card and the official seal of the unit to the employment window of the Labor Bureau to open an employment account, or bring the above things to the social security window of the Labor Bureau to open an insurance account, and you can pay insurance.

The general process is: apply for employment for employees (namely, employment window), then apply for insurance payment (insurance window), and pay the corresponding insurance premium to the labor bureau every month.

Further reading: how to buy insurance, which is good, teach by hand.

Second, how to apply for individual housing provident fund?

The application process of individual housing provident fund is:

(1) Bring the original and photocopy of relevant materials to the Provident Fund Administration for consultation and application, and fill in the application form. The materials here mainly include the applicant's ID card, bank card and other materials required by the Housing Provident Fund Administration. If you already have a provident fund card, you can use the old card directly. If you have never had a provident fund card, you need to get a new one.

(2) After the application is approved by the Provident Fund Administration, relevant notice will be sent to the applicant.

(3) After receiving the notice, the applicant needs to sign a contract with the original relevant materials in the bank, and then need to go through some notarization procedures in the notary office.

(4) The applicant shall go through relevant registration with the Real Estate Administration Bureau with this contract.

(5) The applicant takes the contract and notarial certificate to the provident fund hall to receive the notice of transfer, and finally takes the notice of transfer to the bank to handle the final transfer formalities.

legal ground

Article 26 of the Regulations on the Management of Housing Provident Fund stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

"Regulations on the Administration of Housing Provident Fund" Article 27 An applicant applying for a housing provident fund loan shall provide a guarantee.

3. What is the personal account opening process of housing provident fund?

(1) Only employees who participate in the housing provident fund system are eligible to apply for housing provident fund loans. Employees who do not participate in the housing provident fund system cannot apply for housing provident fund loans.

(2) If you participate in the housing provident fund system, you must also meet the following conditions to apply for a housing provident fund personal housing loan: that is, you must pay the housing provident fund continuously for not less than 6 months before applying for the loan. Because, if the employee's behavior of paying housing provident fund is abnormal and intermittent, it means that his income is unstable and he is prone to risks after issuing loans.

(3) If one spouse has applied for a housing provident fund loan, neither spouse may obtain a housing provident fund loan again before the principal and interest of the loan are fully paid off. Because the housing provident fund loan is a kind of "housing security" financial support to meet the basic housing needs of workers' families.

(4) When applying for a housing provident fund loan, the loan applicant must have a relatively stable economic income and repayment ability, and there are no other outstanding debts that may affect the repayment ability of the housing provident fund loan. When employees have other debts, it is risky to lend to housing provident fund, which violates the principle of safe operation of housing provident fund.

4. Self-employed provident fund registration process?

1. Bring the original and photocopy of relevant materials to the Provident Fund Administration for consultation and application, and fill in the application form. The materials here mainly include the applicant's ID card, bank card and other materials required by the Housing Provident Fund Administration. If you already have a provident fund card, you can use the old card directly. If you have never had a provident fund card, you need to get a new one.

2. After the application is approved by the provident fund management department, relevant notice will be sent to the applicant.

After receiving the notice, the applicant needs to sign the contract with the original of relevant materials in the bank, and then need to go through some notarization procedures in the notary office.

4. The applicant shall go through relevant registration with the Real Estate Administration Bureau with this contract.

5. The applicant takes the contract and notarial certificate to the provident fund hall to receive the notice of transfer, and finally takes the notice of transfer to the bank for the final transfer procedures.