Isn't it good for college students to pay social security in advance?

Isn't it good for college students to pay social security in advance?

Of course there is no harm, but it is not necessary. In terms of yield, the longer the social security payment time, the higher the payment amount and the higher the future pension. But if you don't hand it in from the beginning of freshman year, or even from junior year to senior year, then there is really no need to hand it in. Because the distance from work is only one or two years, paying more for one or two years will not have much impact on future pensions. On the contrary, it will bring operational troubles because of potential problems.

For example, if you want to work in other cities after graduation, then when the employer pays you social security, your social security ownership needs to be changed. The procedure in this process is probably that you have to run errands yourself. In addition, from graduation to work, if the supply is cut off because of changes, it will be more troublesome.

Compared with the benefits of paying social security during your school days, there is really no need to compare with the potential red tape or suspension period. Of course, if you can pay tuition for at least three years at the university and don't plan to leave the city where the school is located after graduation, you can pay in advance.

As a college student, the most important thing is to study, not to pay social security. In addition, college students have not achieved employment and do not need to pay social security in full at their own expense. Although it is ok to pay social security in full at your own expense, it is really unnecessary.

Because first of all, I pay social security myself, so the expenses I bear are relatively high. On the one hand, I have to bear all the contributions in full, and both pension insurance and medical insurance need to be borne at my own expense. On the other hand, if college students pay social security in advance, they can accumulate payment years in the form of flexible employment.

But in the end, if you find a new work unit, you need to transfer the social security relationship. Relatively speaking, this is not suitable for yourself, because it is more troublesome. When you graduate, there will naturally be enterprises to pay for you. It shouldn't be difficult for college students to find a job with five insurances and one gold now. So it's best to concentrate on your studies and try to find a good job in the future.