Proportion of contributions paid by social security five insurance units and individuals

1. Pension insurance payment ratio: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account).

2. Proportion of medical insurance payment: unit 10%, individual 2%+3 yuan.

3. Unemployment insurance payment ratio: unit 1%, individual 0.2%;

4. Work-related injury insurance payment ratio: the unit pays 0.5% for you every month, and the individual does not pay;

5. Maternity insurance payment ratio: the unit pays 0.8% for you every month, and the individual does not pay;

6. Provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio. But in principle, the maximum shall not exceed 10% of the average wage of employees. Starting from the second half of 20 10, all employers are required to pay the housing accumulation fund at 12% of their wages. Units and individuals are 65438+ 02% of salary.

Although the proportion of paying five insurances and one gold is not completely consistent across the country, the proportion of paying five insurances and one gold in most provinces and cities is above 40% of the total wages. Ma Kai, Vice Premier of the State Council, said that at present, the payment level of endowment insurance is on the high side, with five insurances and one gold accounting for 40% to 50% of the total wages.

legal ground

People's Republic of China (PRC) social insurance law

Article 86 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.