What if paying social security at your own expense is too expensive?

There are two main ways to pay out-of-pocket social security, one is to pay social security for residents, and the other is to pay social security.

Flexible employees to participate in employee pension insurance, the payment base is a certain proportion of the local social wage last year, the lowest is 60% of the social wage, the highest is 300%, and they can choose independently. The specific payment standard is: 20% of the payment base, of which 12% goes into the overall account and 8% goes into the personal account. After the accumulated payment reaches 15 years and reaches the retirement age (generally 60 years for men and 50 years for women), the pension can be received according to the treatment standard of urban workers. Specifically, it includes basic pension and personal account pension.

The amount of employee social security contributions mainly depends on what kind of payment base you choose. Take Suzhou Social Security as an example. At present, if the minimum payment base of cooperatives in 202 1 is 4,250 yuan, employees' social security fees need to be paid 1.503. 1.25 yuan, among which individuals need to pay 45 1.25 yuan.

Among them, the expenses that employees need to pay are: unemployment insurance 0.5%-2 1.25 yuan, medical insurance 2%-85 yuan, endowment insurance 8%-340 yuan, and supplementary medical care for serious illness in 5 yuan, that is, 45 1.25 yuan.

The amount of employee social security contributions mainly depends on what kind of payment base you choose. Take Suzhou Social Security as an example. At present, if the minimum payment base of cooperatives in 202 1 is 4,250 yuan, employees' social security fees need to be paid 1.503. 1.25 yuan, among which individuals need to pay 45 1.25 yuan.