Parents are 47 years old and have only bought social security for more than a year. Is it necessary to buy it?

The answer is yes, it is very necessary to buy, and it must be paid continuously 15 years. I am 47 years old this year, which means 15 years of social security. At that time, he was only 62 years old, and it was too early to be really old. At this time, it is not only necessary but also wise to pay social security! So you must buy it, and you can choose a suitable booth to pay according to your own economic conditions, so that there will be no too much pressure in your future life!

The basic principle of China's social endowment insurance is to pay more and get more for a long time. When we are old, we will have a fixed pension every month, which can be reimbursed if we are hospitalized. This is really a safer guarantee for ordinary people than adopting sons!

1 and 47 years old are not old people, so social security must be paid.

Nowadays, most of the children born after 1995 are around 25 years old, and their parents are basically around 47 years old. People of this age are really young, capable, experienced and basically stable. Generally speaking, people of this age have bought all kinds of insurance as a guarantee for their future age, but the most important thing to pay is endowment insurance. Better than other insurances, the income of endowment insurance is higher than these insurances. The guarantee of social security is national credit. It is estimated that no insurance can be more reliable than the country. You didn't give the money to the country in any financial way. There is no risk at all. Do you think that the state has no money to give you a pension, and those wealth management companies have money to give you?

Knowing this, we can understand that paying social security is not only for getting a fixed pension when we are old, but also related to buying a car, buying a house and settling in some big cities. Even if you don't pay social security, you may not be able to buy a house or a car, especially for the elderly. After retirement, you can enjoy free medical care without paying, and you can also enjoy the benefits of reimbursement when you are hospitalized. Don't worry about not getting sick and not getting effective treatment. Many families have average economic conditions. If there is no medical care, it is really too important for the elderly.

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2. Paying social security is the best way to reduce the pressure of providing for the aged.

Many people think that they have to pay so much money every year, but they won't get much pension in the future. In fact, this is a wrong understanding. The state adjusts pensions every year. Although the increase is not very large, it will increase over time. If you are in good health, you can get your principal back in a few years. Isn't this making money? To say the least, don't pay social security, put money in. What can such a low capital do? You can't make much money at all. If you put money in the bank to earn interest, it won't be much after more than ten years. But considering that I have a fixed income at retirement age, I can not only reduce the burden on my children, but also have a fixed income to control myself, plus annual adjustment. Isn't this a wonderful old age? Moreover, for people of this age group, there is little pressure to pay several thousand yuan of social security every year. If the pressure is really great, you can adjust the payment method, such as paying social security for a few years at a low level first and paying social security at a high level in the next few years, so that the total amount of pensions will remain unchanged and the pensions received in the future will not be very low. Isn't this a very good pension plan? This also reduces the burden on children!

It is never too late to pay social security at the age of 3.47.

At present, the retirement age in China is 60 for men and 50 for women. If you continue to pay 15 years now, you are only 62 years old. People are in such good health now, and they look young in their sixties! Didn't you enjoy getting a pension at that time? Especially with the growth of age, many people's diseases are gradually increasing. Once you are hospitalized, the cost is quite large, so the burden will be much lighter if you have medical insurance, so you must buy social security. Many old people want to pay social security. Of course, they have to hand it in at the age of 47! Social security is compulsory for both parents and children. With social security, it doesn't cost much to take medicine when you are sick, and you can spend as much as you want to support the elderly, which really reduces the burden on children. Do you think social security is really necessary?

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For people without a unit, it is really stressful to pay social security by themselves, but providing for the aged is an unavoidable problem. Instead of relying on children to support the elderly when they are old, it is better to earn more money and pay more social security when they are young. It is much better to have a fixed income in the future to ensure the quality of life in your later years than to ask your children for money to support the elderly. After all, young people nowadays are under great pressure, and some are even self-sufficient. It will be too late to pay the endowment insurance.