What is the impact of the follow-up meeting of social security?

Legal analysis: 1. Impact on medical insurance:

1. Affect medical insurance reimbursement during payment suspension. As we all know, once the social security is paid off, the medical insurance reimbursement inside will stop immediately. Secondly, if the payment is interrupted for three months or more, it is necessary to re-accumulate the continuous payment for three months (or six months, depending on local policies) in order to re-qualify for instant medical insurance reimbursement.

2. Affect the accumulated medical insurance reimbursement period. Many people only know that the old-age insurance has a limit of 15 years, but they don't know that there is actually medical insurance. Generally speaking, only those who have accumulated the payment period of 25 years and reached the statutory retirement age can enjoy the reimbursement of lifelong medical insurance. Otherwise, you can't be reimbursed without medical insurance after retirement.

2. Impact on the old-age insurance: Only after the accumulated payment period of the old-age insurance reaches 15 years and reaches the retirement age (generally, male employees reach 60 years old and female employees reach 50 years old) can they go to the social security bureau for retirement, and then receive a monthly pension. If you have been in arrears for several years and the payment period is just 15, then the problem you face when you retire is social security payment. It is necessary to collect late fees and interest to pay back the historical social insurance premium, that is to say, if several years are not enough to make up for 15 this year, it is necessary to pay more endowment insurance than others. One more thing to note. Because the pension is overpaid, if it is really broken for several years, compared with other people who have not paid off, the monthly pension after retirement will be even less.

3. Impact on maternity insurance: you can't enjoy maternity insurance benefits during the suspension period, including maternity allowance, birth check-up and reimbursement of maternity expenses. If social security is suspended during this period, these benefits will disappear. Even if the payment is resumed, it is necessary to re-accumulate the continuous payment time and meet the local regulations in order to enjoy the relevant treatment.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Fifteenth basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.