How much is the old-age insurance in Hejian, Hebei Province now, and how much will it be given every month after the fixed number of years?

Her financial management believes that you need to know the following common sense about endowment insurance first:

1. The highest payment base is 300% of the average monthly salary of employees in the overall planning area, and the lowest is 60% of the average monthly salary of employees in the overall planning area.

2. Endowment insurance is divided into two parts: social pooling and personal account.

3. Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank deposit interest rate, and interest tax shall be exempted.

4. If the insured dies, the personal account balance can be inherited.

5. Conditions for enjoying the basic old-age insurance: reaching the statutory retirement age and going through retirement procedures; Cumulative payment period 15 years.

Then, how much money can you get one month after retirement after paying multi-year pension insurance? Her financial management uses a simple picture to help you understand:

The fund is 5,000 yuan, your average monthly salary index is 1, and your contribution period is 30 years until retirement, so the pension you receive in the first month after retirement is = (5000+5000 *1)/2 * 30 *1%+80,000/65438.

There is a wealth honey asking, if you leave your job, what about social security? This is usually divided into two situations:

I left my job and have no job for the time being. Both endowment insurance and medical insurance can be paid by individuals, and how to handle them varies from place to place. It is recommended to consult the local social security bureau.

New jobs, new units can continue to pay, and the pension insurance payment period can be accumulated. Even if you change jobs and go to different cities, the endowment insurance can still be transferred and accumulated in different places.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.