Hangzhou Social Security Payment Proportion Standard

The proportion standard of social security payment in Hangzhou refers to the standard that enterprises and individuals in Hangzhou pay social insurance premiums in accordance with the prescribed proportion. These expenses include pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. It is very important for enterprises and individuals to understand the proportion standard of social security contributions in Hangzhou, which can help them plan their financial budgets reasonably and ensure that social security fees are paid in full and on time.

I. Overview of Social Security Payment Proportion Standard

Hangzhou social security payment ratio standard is formulated according to relevant national policies and local actual conditions. Generally speaking, the proportion of social security contributions is shared by enterprises and individuals, among which the proportion paid by enterprises is relatively high. The specific payment ratio varies with different social insurance projects, such as endowment insurance and medical insurance.

Second, the proportion of social security contributions.

1. Endowment insurance: Endowment insurance is an important part of the social security system, and its contribution ratio is usually shared by enterprises and individuals. In Hangzhou, enterprises need to pay endowment insurance premiums according to a certain proportion of the total wages of employees, and individuals need to pay according to a certain proportion of their own wages.

2. Medical insurance: Medical insurance is established to ensure that people can get timely medical treatment when they are sick. In Hangzhou, the proportion of medical insurance payment is also divided into enterprise part and individual part, and the specific proportion depends on the policy.

3. Unemployment insurance, industrial injury insurance and maternity insurance: These insurance items also have their own payment ratio standards. Unemployment insurance mainly guarantees the basic livelihood of unemployed people, industrial injury insurance protects the rights and interests of employees when they are injured at work, and maternity insurance supports women's reproductive rights and interests.

Third, the adjustment of payment ratio and its influencing factors

The proportion of social security contributions is not static, but will change with the adjustment of national policies, the development of local economy and the operation of social security funds. The government will adjust the proportion of social security contributions in a timely manner according to the actual situation to ensure the stable operation and sustainable development of the social security system.

To sum up:

The proportion standard of social security payment in Hangzhou is a regulation that enterprises and individuals need to follow when paying social security fees. Different social insurance projects have different payment ratios, which are determined by national policies and local actual conditions. It is very important for enterprises and individuals to understand and abide by these proportional standards, which is helpful to ensure the normal operation of the social security system and the protection of people's rights and interests.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 stipulates:

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Article 35 provides that:

The employer shall pay the work-related injury insurance premium according to the total wages of its employees and the rate determined by the social insurance agency.

Article 44 provides that:

Employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.

Article 53 provides that:

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.