Can I renew my post-employment pension insurance by myself?

After-service pension insurance can be renewed by itself.

First, after-service pension insurance treatment

After leaving the company, individuals can apply for endowment insurance in the following ways:

Old-age insurance renewal: individuals can choose to continue to pay old-age insurance premiums for a period of time after leaving their jobs. This usually requires applying to the social security department for renewal of insurance when the original unit goes through the resignation formalities, and paying the fees according to the prescribed procedures and standards.

Transfer the pension insurance relationship: if an individual finds a new work unit shortly after leaving his job, he can also choose to transfer the pension insurance relationship from the original unit to the new unit. This requires consultation with the original unit before leaving the company and timely transfer procedures after joining the new unit.

Suspension of payment of old-age insurance: If an individual does not have a new work unit for a period of time after leaving his job, he can also choose to suspend payment of old-age insurance. However, it should be noted that you do not enjoy the old-age insurance benefits during the suspension period, and you need to pay back the previous arrears when you resume payment.

Two. Matters needing attention in renewal of endowment insurance

Individuals should pay attention to the following points when renewing endowment insurance:

Understand the payment standard: the payment standard of endowment insurance in different regions may be different. Individuals need to understand the local payment policy and ensure that they pay according to the prescribed standards.

Go through the formalities in time: after deciding to renew the endowment insurance, individuals should go through the relevant formalities in the social security department as soon as possible to avoid affecting the continuity of the account for too long.

Keep the contact information unblocked: when going through the renewal procedures, individuals need to provide effective contact information so that the social security department can contact individuals in time when necessary.

To sum up:

After leaving the job, the endowment insurance can be renewed by itself, and individuals can choose to renew, transfer or suspend the payment of endowment insurance. When renewing the insurance, you need to know the local payment policy, go through the relevant procedures in time, and keep the contact information unblocked. By properly handling the issue of after-service pension insurance, individuals can ensure that their old-age security will not be affected.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

People's Republic of China (PRC) social insurance law

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.