How does China Merchants Bank buy physical gold? What is the procedure? How much is the charge? Can you pick it up? Is it pure gold or bare gold?

Hello! You can try to collect money: first, you can open it through online banking: the popular version or the professional version operates in "investment management-gold (collection)-special account management-account opening", and the wealth professional version operates in "investment management-collection-special account management-account opening" (the original valid identity certificate, "debit card" or wealth account number of the customer must be provided for signing the deferred settlement transaction business, and the account can be opened through.

Handling fee: After closing on February 365438+2002, 1 day, the handling fee rate dropped to 0.08% (the transaction fee paid by customers according to the transaction amount when buying and selling gold). Immediately after each purchase or sales commission transaction).

Variety: Au 100g, Au99.99, Au99.95.

Lowest quotation unit: 0.0 1 yuan.

In stock: integer multiple of 100g (Au 100g), integer multiple of 1000mg (Au99.99) and integer multiple of 3000g (Au99.95).

The purity of physical gold ingots: not less than 99.99%(Au 100g), 99.99%(Au99.99) and 99.95%(Au99.95).

Delivery application: refers to the bank's application to the exchange on behalf of its customers to withdraw its gold objects from the vault designated by the exchange.

Whether the delivery application is approved or not shall be subject to the feedback from the Exchange. If the exchange approves the delivery application, the customer can print the "Shanghai Gold Exchange Bill of Lading" through the counter, and the designated personnel of the branch where the delivery is located will contact with their valid identity documents with the "Shanghai Gold Exchange Bill of Lading" and go to the designated vault to collect the physical gold together.

Note: At present, Shenzhen Branch, Beijing Branch, Nanjing Branch, Changchun Branch, Chengdu Branch, Changsha Branch, Hohhot Branch, Suzhou Branch, Xi 'an Branch, Wuhan Branch, Shenyang Branch, Shanghai Branch, Urumqi Branch, Fuzhou Branch, Guangzhou Branch, Kunming Branch, Hangzhou Branch, Lanzhou Branch, Zhengzhou Branch, Ningbo Branch and Nanning Branch can provide customers with "lucky money" in kind. You can check the latest delivery city and vault information by logging in "Online Banking (Popular Edition/Professional Edition)-Investment Management-Gold (Lucky Money)-Gold Trading-Delivery Application-Select Delivery City".

Delivery regulations:

1. Customers can apply for delivery after the exchange confirms the spot purchase entrustment. (After the system reform, customers can now see the processing information returned by the Gold Exchange in real time after submitting the delivery application. )

2. Customers can choose any delivery city announced by our bank for delivery.

3. Application for delivery Before delivery, customers can apply for cash withdrawal. When the customer applies for canceling the delivery, he must have a valid entrustment application that can be cancelled on the same day and fill in the delivery serial number. If the customer cancels the order on the day of delivery application, there will be no charge. If the order cannot be cancelled on the day of delivery application, the transportation fee and other fees charged by the exchange will be borne by the customer. Whether the cancellation of the delivery application generates fees and the amount of fees shall be subject to the data at the time of liquidation of the exchange.

4. After the customer withdraws the physical gold from the vault designated by the exchange, this part of the physical gold will not be allowed to enter the exchange for trading in any way.

5. When customers apply for delivery, they must set their own delivery verification code, and customers must remember the verification code. If he forgets the verification code, he can't go through the delivery formalities, so the transportation premium and other expenses incurred are borne by the customer himself.

6. Whether the delivery application is successful shall be subject to the confirmation result of the exchange.

7. After the delivery application is confirmed by the Exchange, if the customer fails to make delivery within the delivery period stipulated by the Exchange, the delivery application will be forcibly cancelled by the Exchange, and the transportation premium and other expenses incurred will be borne by the customer. (Note: If the application is not withdrawn within 5 working days specified by the Exchange after approval by the Exchange, the application will be automatically revoked, and the agent will still deduct the transportation premium and overpayment of the application according to the liquidation amount of the Exchange. )

8. When applying for delivery, there must be sufficient gold stock in the special account for withdrawal, and there must be enough funds in the special account to freeze the corresponding delivery deposit.

9. When customers withdraw physical gold from the designated vault, they need to pay the delivery fee on site. At present, the delivery rate announced by the Exchange is 2 yuan/kg.

The delivery security deposit includes: the exchange transportation premium (60 yuan/kg), the expectation of excess and shortage, and the storage fee (at present, individual customers are exempted from the storage fee).

Expectation of overflow and deficiency: Au 100g: there is no charge for the expectation of overflow and deficiency; Au99.99: estimated spillage per kilogram1g;

Au99.95: The estimated spillage is 30 grams per kilogram.

2. Before the customer applies for personal gold business, the completed evaluation is: 1. Before applying for personal gold business or purchasing entrustment, the bank's risk tolerance assessment must be completed, and the risk tolerance assessment level must meet the requirements of the risk level of personal gold business determined by the bank. If the customer's risk tolerance assessment level does not meet the requirements of the personal gold business risk level determined by the Bank, spot customers must sign the Statement of Voluntary Personal Gold Trading with New Year's Money Exceeding Personal Investment Risk Tolerance, and ordinary customers must sign the Statement of Voluntary Personal Precious Metal Deferred Settlement Trading with New Year's Money Exceeding Personal Investment Risk Tolerance. 2. The bank must complete the suitability evaluation of personal spot gold trading business according to the "Suitability Evaluation Form for" Lucky Money "products of personal customers' physical gold trading business". Customers who fail to pass the evaluation are not allowed to apply for personal spot gold trading business.