Yuyi Loan: Why choose p2p for investment and financial management?

Why choose P2P for investment and financial management? The reasons for choosing P2P financial management are as follows:

1 and P2P have high return on investment and stable income.

Judging from the current market situation, although the P2P wealth management income has declined as a whole, and the average level has dropped to about 10%, it still has advantages compared with other wealth management products. Stock returns fluctuate greatly and are greatly influenced by the outside world; The potential income of bank financing is between 4% and 6%; The income of trust products is relatively high, reaching 9%- 13%, but the investment threshold of one million will shut most investors out.

P2P belongs to fixed income investment products. The biggest advantage of fixed income products is that there is basically no fluctuation, and how much you earn after investment will be calculated.

Another advantage of fixed-income products is that they do not need to test human nature. For investment products that go up and down, only a few people can buy low and sell high. Most people are beaten back and forth and lose money repeatedly.

2.P2P is flexible and can meet various investment needs.

One of the reasons why P2P financial management can be quickly accepted by the general public is that the threshold is low, and investment can be made within 100 yuan. In addition, its extensive flexibility is also loved by investors. For example, the investment period of P2P products varies from one month to two or three years depending on the docking business. Investors who prefer short-term financial management or long-term security can find products that suit them.

3.P2P is convenient for investment, information acquisition and relatively transparent.

P2P financial management does not need special professional knowledge and skills like stocks. As long as you have a mobile phone or computer+network, you can complete the investment. In the environment where the Internet extends in all directions, there are all kinds of industries and platforms that investors don't want to know, and there is nothing that investors can't find, so P2P will be more transparent.

4. It is relatively safe to have a mature risk control process.

At present, each platform has its own risk control team and risk control system, and has unique screening criteria for auditing investment projects. The annualized income range of the platform is between 7%- 12.5%, which belongs to the reasonable income range of the industry. It is convenient for investors to invest, and the maximum investment can be 100 yuan. The investment period ranges from 1 to 12 months, with high cycle flexibility.

5, P2P saves effort, don't worry too much.

The energy spent on investment is a very high cost. For example, our young people are on the rise in their careers, and 1 hour may be worth hundreds of dollars.

If an investment needs to consume a lot of energy and the return is not high, it is simply a big loss.

One of the great benefits of P2P is that it doesn't take much effort. Don't worry too much if you vote conservatively.

At present, the low threshold of P2P financial management makes it one of the choices for public investment. With the rapid development of internet finance and the implementation of supervision, the prospect of P2P financial management will be bright, and the future P2P will be recognized by more and more investors.