Payment in China after immigration is less than 15 years. What about social security after going abroad to settle down?

According to the relevant regulations, if the insured person leaves the country to settle down before retirement, the amount stored in his personal account will be returned to the insured person, and the pension insurance relationship will be terminated. However, it is also possible not to surrender.

In the case of Mr. Zhang, it is recommended not to surrender. Some people consider coming back after going abroad, continuing to work in China, and finally supporting the elderly in China. Once you surrender, the payment period will be accumulated again.

That is to say, if Mr. Zhang goes back to China to live and work again in the future, he will have accumulated 15 years after three years of payment, and he will be able to receive a pension when he retires at the age of 60. But if he turns himself in, he will have to pay 15 years. Therefore, if you are not in urgent need of money, it is recommended not to surrender.