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Pension treatment after emigrating to Spain after retirement.
Pension treatment after emigrating to Spain after retirement.
Old people in Spain are very happy. Why do you say that? Then let's take a look at the old-age benefits!
Retirees who pay pension insurance in Spain
A. Applicants for old-age insurance
The retirement age in Spain is higher than that in China: both men and women are 65 (some professions can retire before 65). However, not all people over 65 can get retirement benefits.
B. Basic conditions for retirement
Whether you are a boss, a worker, or a worker and boss in life, you must meet the following conditions:
B- 1 65 years old. If you are under 65, there is no special reason (such as health, etc.). ), can't apply for retirement.
B-2 paid the insurance premium of 15 years before he proposed to retire, whether it was work insurance or boss insurance. It adds up to 15 years, which means that the insurance certificate of the social security bureau has an insurance record of 15 years.
If you have just turned 65 when you retire, you have paid 15 years of insurance before, but the pension you can get is only 50% of the original calculation base.
C. Documents required for retirement procedures
My identity card; Insurance certificate; Spouse's identity card;
Identity cards and relationship certificates of children under 14 who live with them;
If unemployed, unemployment registration certificate.
D. Humanized pension system:
If you have reached the age of 65, but the insurance coverage has not reached 15, and there are still a few years left, you can apply for special insurance in the social insurance bureau, that is, you can pay the insurance premium yourself until the insurance coverage reaches 15, and then you can go through retirement procedures and receive a pension.
E Many elderly people who came to Spain to reunite with their children retired in China, but they have never worked in Spain, so they are not eligible for a pension.
Uninsured pension
Old people in Spain who cannot retire at the age of 65 can apply for an uninsured pension if they have no other income. The details are as follows:
(1) insufficient economic income;
(2) Aged over 65;
(3) Residence time: From the age of 16 to the age of receiving pension, you must have lived in Spain for more than 10 years and have settled in Spain for two consecutive years before you can apply. Disabled persons under the age of 65 but over the age of 18 can also receive this subsidy if they have lived in Spain for more than five years and have lived in Spain for two consecutive years before applying.
(4) Place of application: Social welfare departments in various regions or offices of social insurance bureaus can also handle it through the post office.
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