Is it better to hold RMB or USD?

Holding dollars or RMB has its own advantages.

You know, no matter what you hold, precious metals, foreign exchange or fixed assets, when you use this money, you have to turn it into ready-made RMB before you can use it. Of course, you have to emigrate. So if you want to preserve the value, you actually want to invest, so that the investment income can offset the decline in purchasing power. In this case, you should allocate your investment according to your capital use plan, and give an introduction to the investment first. You should reconsider whether to hold dollars.

Looking at the current international situation, the interest rate of the US dollar is high, and the expectation of continuing to raise interest rates is also high, which can also be shown from the continuous high rise of the exchange rate of the US dollar against other currencies in the international foreign exchange market. It's just that the RMB exchange rate has special circumstances. The United States wants us to appreciate the renminbi, so that it can ease the pressure at home, and we have to listen to his horse's rise. I don't think so. If we want to go up, we have to follow up. The level of export trade is similar, and it will go up slowly.

Secondly, having dollars in hand has many advantages. It can be used abroad or invested in foreign exchange, and the income is much higher than the interest of RMB deposits. Of course, if the quantity is small, it can be changed, at least psychologically. Supplement: In the international foreign exchange market, the dollar is still very strong. If the amount is large, it is convenient to invest in foreign exchange speculation and go abroad to play in the future. Once you change it into RMB, you can never change it back!

Secondly, having dollars in hand has many advantages. It can be used abroad or invested in foreign exchange, and the income is much higher than the interest of RMB deposits. Of course, if the quantity is small, it can be changed, at least psychologically. Supplement: In the international foreign exchange market, the dollar is still very strong. If the amount is large, it is convenient to invest in foreign exchange speculation and go abroad to play in the future. Once you change it into RMB, you can never change it back!