Is there any development prospect for the financial industry now? (What is the development prospect of the financial industry? )

Not bad. Financial managers like me enter the market, indicating that it is still possible.

Yesterday's news broadcast mentioned China A shares, which lasted for more than a minute. Due to China's outstanding epidemic prevention achievements and rapid resumption of work, it is natural for the stock market to rise.

If you want to manage money, you can enter the market now.

The prospect of the financial industry is still quite good!

The development of national economy is inseparable from two industries, the first is manufacturing, and the second is finance. Manufacturing creates wealth, and financial industry can optimize the allocation of capital. At present, the United States remains a superpower. Why are you still a financial bull after so many years? The financial capital of Wall Street controls the price of assets and the pricing power of commodities, so the US cattle are on Wall Street.

Although the founding of the United States is not long, the financial development time is very long, almost how many years after the founding of the People's Republic of China and how many years the financial industry has developed. And we may have some shortcomings. For example, we don't have a heavyweight financial institution like Wall Street, mainly because we started late.

When the role of finance is extremely important, policies, funds and resources will tilt towards the financial industry. At present, there are signs in this respect, such as the mixed operation of Ping An in China, so the financial industry in China will also develop at a high speed in the future.

Welcome everyone to discuss together!

Thank you for inviting me! This problem is more complicated. I am a shrimp who studies finance. Try to answer!

What is the prospect of the financial industry? From the beginning of reform and opening up, the first 30 years are the era of commodity economy, and the last 30 years are the era of capital economy. So the prospect of the financial industry is definitely very good!

Return to your personal actual situation, it is not recommended that you transfer to finance! Finance requires high academic qualifications, personal ability and background, and the threshold for financial entrepreneurship is too high. I suggest you consider it carefully according to your own situation!

The above is my answer, I hope it will help you! I am a shrimp who studies finance. If you are interested in finance, you can pay attention to me!

According to the data of the National Bureau of Statistics, the average annual salary of 20114,800 yuan in the financial industry is the highest among all industries, and only the information technology industry can compare with the financial industry. At present, it is still in the forefront of income in various industries. There is no doubt that the financial industry has broad development prospects.

In terms of classification, the financial industry mainly includes: securities, banking, insurance and trust.

Roughly subdivided into the following dozens of locations.

Let's simply analyze the four major financial sectors from the income level.

First, the securities industry. Not for three years, for three years. The average income level is high, but the educational threshold behind high income is also high.

Second, the banking industry. The salary is relatively stable and the welfare benefits are generally good. The annual salary starts at 200,000, which is still high compared with other industries.

Third, the insurance industry. Generally speaking, wages are lower than those in banks.

Fourth, the trust industry. The education threshold is extremely high and the income is very high.

Of course, the development prospect of the financial industry is closely related to the economic environment. But there is a saying that a thin camel is bigger than a horse. Even in a bad economic environment, the income of the financial industry will not be too bad compared with other industries.

The above analysis is the perspective of formal employees in the financial industry. Of course, there is also the saying of "financial migrant workers". These people are at the bottom of the financial industry and their income is very low. If they want to become full-time employees in the financial industry, it is essential to further improve their academic qualifications and abilities. Only when the level is improved can we enjoy the broad development stage and prospects of the financial industry. I believe this is the truth of any industry.

References:

The monthly salary of 33 million financial migrant workers is exposed: the average monthly salary of the trust industry is 68,000, which is the pride of the financial industry _ Securities _ Tencent.

4. The per capita net profit of trust industry is 34 1 0,000. What about the per capita salary?

This depends on how you understand the word "future".

According to the law of economic development, with the development of social economy, the tertiary industry will gradually dominate, and the financial industry is an important part of the tertiary industry, which is also the reason why the eastern financial industry is more developed than the central and western regions. In addition, in the real economy stage, finance is also essential, which belongs to voluntary allocation, but it is necessary to prevent reality from becoming illusory. Of course, this is a matter at the national level.

Besides, how do you define the financial industry? This is a very general term. Ordinary bank tellers are also practitioners in the financial industry, but the gold content will definitely decline gradually in the future. If you go in as a teller, you won't have a great future unless you change jobs in the future.

Of course, the financial industry still has prospects. As long as the national economy can develop, the financial industry will not decline. On the contrary, our country has not yet achieved market economy and mixed operation, so it can be said that the prospect is still very optimistic. Although the average salary is quite high, most of them are financial migrant workers, and their wages are really average. Moreover, a popular major like finance has many graduates every year, so the requirements for academic qualifications are getting higher and higher. . However, there are still opportunities in the financial industry. After all, finance is closely related to our daily life. Don't worry.

Thank you for inviting me. First of all, it is certain that finance is always developing and changing, and it is getting better and better. Because social progress and financial development complement each other, don't doubt the prospects of the industry.

Since the subject raised this question, he must have considered changing industries. Many friends around me are engaged in finance, usually banks or loans. Some have been engaged in 10 years, some have reached the peak of their lives, and some are still struggling for credit cards. There is also a saying in the industry that one foot of the financial industry has basically stopped working for a lifetime. Because sometimes the way to get money can directly challenge your imagination. But then again, if you don't have Jin Gangzuan, don't take porcelain work, because money comes quickly, and some even like gambling. Therefore, it is suggested that the subject should consult more friends around him and make a good plan according to his own conditions, including personality, before making a decision.

20021April 12, the central bank held a press conference on financial statistics for the first quarter of 2002/KLOC-0. At the meeting, Sun Guofeng, Director of Monetary Policy Department, interpreted the financial data in the first quarter. Sun Guofeng made it clear that monetary policy will focus on me, keep the word steady, maintain its strength and cherish the normal monetary policy space.

In the next step, we should adhere to the concept of cross-cycle design, take into account the current and long-term, maintain the continuity, stability and sustainability of macro policies, maintain a flexible, accurate, reasonable and moderate prudent monetary policy, and keep the growth rate of money supply and social financing scale basically matching the nominal economic growth rate.

Monetary policy is stable.

Since the beginning of this year, the monetary policy has been steady, and money and credit have maintained a reasonable growth. From the perspective of the whole year, the growth rate of M2 money supply and social financing scale basically matches the nominal economic growth rate. In terms of total volume, the supply of M2 increased by 9.4% at the end of March, and the scale of social financing increased by 12.3%, which was 0.8 percentage points higher than the same period of last year. The growth rate of M2 money supply and social financing scale basically matches.

In the first quarter, new loans from financial institutions reached 7.67 trillion yuan, an increase of 574 1 billion yuan over the same period of last year. In terms of interest rate, the corporate loan interest rate in 20021February was 4.56%, which was 0.76 percentage points lower than that in July 20 19 before the reform, and was the lowest level since statistics.

In terms of interest rate, the corporate loan interest rate in February 20021year was 4.56%, which was 0.76 percentage points lower than that in July 20 19 before the reform, and was the lowest level since statistics.

The pace of credit supply by financial institutions should be moderate.

It has maintained the continuity, stability and sustainability of supporting the real economy and improved the stamina for the development of high-quality services. Structurally, the credit structure continued to be optimized, and financial institutions increased their support for medium and long-term loans to small and micro enterprises and manufacturing industries. Among them, by the end of 2020, the balance of medium and long-term industrial loans will increase by 65,438+09.93% year-on-year. At the end of 20021February, the balance of small and micro loans and industrial medium and long-term loans increased by 35.5% and 38.8% respectively.

The financial system pays attention to both profit and risk prevention and control.

It is worth mentioning that last year, the financial system strengthened its risk prevention and control capabilities and increased its support for the real economy while making real profits. On the one hand, the profits of commercial banks fell by 2.7% in 2020, which is the first negative growth since 2003. This is mainly because commercial banks have brought more profits to entities by lowering interest rates.

On the other hand, since the second half of last year, the unit loans overdue amount and overdue rate have both declined. By the fourth quarter of 2020, the balance of non-performing loans in China's commercial banks was 2.7 trillion yuan, and the non-performing loan ratio was 1.84%, down by 0.02 percentage points compared with the same period of last year.

202 1 According to the unit loan transaction data collected by the national financial basic database built by the People's Bank of China, the unit loans overdue amount at the end of February decreased by 1.8% compared with the end of August last year, and the overdue rate decreased by 0.25 percentage point compared with the end of August last year.

China's financial market is running smoothly.

Regarding the impact of recent market expectations on the US monetary policy situation, there have been some fluctuations in the global financial market, especially in some emerging economies. At the same time, China's financial market is running smoothly, the RMB exchange rate fluctuates in both directions, and the yield of China 10-year government bonds remains at around 3.2%, which is lower than the previous level, indicating that China's cross-border capital flows are generally balanced, and the role of implementing normal monetary policy continues to emerge.

In the next step, China's monetary policy will focus on me, adhere to the normal monetary policy, keep the word steady, maintain its strength and cherish the normal monetary policy space. At the same time, we should pay close attention to the changes in the international economic and financial situation, enhance the flexibility of RMB exchange rate, coordinate international macro-policies with China as the mainstay, and maintain the global leading position of macro-policies.

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For more data, please refer to Forward-looking Industry Research Institute's Analysis Report on Innovation Trend and Enterprise Development Strategy of China Financial Industry.

Finance is also divided into many industries.

I plan to let my children learn finance.

The financial industry will always exist because it is closely related to our lives. So if you work in the financial industry, It is also very promising. It depends on how you do it yourself.