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I'd like to change my RMB into Australian dollar time deposit, can I?
At present, the risk of Australian dollar as a commodity currency is relatively high. As LZ said, if you immigrate to Australia, it is ok to invest in Australian dollars now, but if you immigrate to Canada, it is obviously inappropriate to invest in Australian dollars. It is recommended to hold RMB, and there is still a lot of room for RMB appreciation in the future. If you are afraid of the depreciation of deposits, you can consider investing in some low-risk investment projects, such as bank wealth management products with capital preservation, which are relatively higher than deposits in the same period, with shorter cycle and lower risk.
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