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Can I deposit my money in my credit card and take it there when I immigrate to the United States?
At present, many domestic banks issue foreign currency credit cards, which can directly withdraw US dollar cash from American ATMs. There are also UnionPay cards that can be cashed at some ATMs marked "UnionPay" abroad. In China, you don't need to exchange foreign exchange, but you can deposit RMB directly. Go to an ATM marked UnionPay in the United States and withdraw US dollars directly. According to the current exchange rate, some banks flaunt that this foreign withdrawal method is lower and more cost-effective than the domestic exchange rate. However, it is not cost-effective to withdraw cash by credit card or bank card abroad. If you must withdraw money overseas in this way, you must compare it before you leave to see which one is the most suitable and which card to bring.
There is a limit to using credit card/bank card to withdraw cash abroad. You must ask this clearly. It is suggested to have a diversified configuration, such as taking some cash and some traveler's checks, combined with some foreign currency credit cards/bank cards, which will be more reasonable.
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