Can fake divorce increase income 10 years? These dangers must be understood.

In recent years, the phenomenon of "fake marriage" and "fake divorce" has increased around the issues of obtaining a birth permit, settling down, buying a car, buying a house, demolition and immigration, and even formed a "lucrative" industrial chain. The phenomenon of "fake divorce" reflects a comprehensive social problem and exposes a large number of system loopholes.

Divorce and remarriage "serial stratagems" appear frequently.

Different from the breakup of couples' feelings, "fake marriage" has become a means for some people to break through the policy restrictions and obtain gray benefits, accompanied by compensation for demolition, buying a second apartment, and evading the debts of couples.

According to relevant sources, it is possible to fake marriage with people with local accounts in Yanjiao, so as to meet the purchase restriction requirements. "I have done a' fake divorce' before to buy a house for local customers in Yanjiao, and there has been no problem. Sign a property agreement before buying a house, clearly stating that the house belongs to you at the time of divorce. "After signing the house purchase contract, you can divorce in three months, and the whole process can be completed in about five months.

According to statistics, from 20 14 to 2008, the number of marriages in the three years remained stable, all around170,000 pairs. However, while the number of marriages is generally stable, the number of divorces is increasing year by year.

Everyone has his own plan to avoid debt and cheating.

Analysts believe that the phenomenon of "fake marriage" can be divided into "fake divorce" and "fake marriage", and the purpose of the parties is to seek benefits and avoid debts.

It is not uncommon to use policy loopholes to get preferential treatment through "fake divorce". Real estate stakeholders believe that housing prices in first-tier cities have risen sharply in recent years, and obtaining down payment and interest rate concessions through "fake divorce" has become the choice for some families to avoid the purchase restriction policy.

We can calculate an account:

According to the policy of 10 years ago, the same loan is 3 million yuan, the lowest interest rate for the first suite is 85%, and the second suite is 1. 1 times the benchmark interest rate. In the case of paying off the principal and interest in 30 years, the interest paid by the former is about 2.26 million yuan, and the latter is about 3.06 million yuan, which is 800,000 yuan more. Statistics show that the average annual salary of Beijing employees is 85,038 yuan, that is to say, a "fake divorce", the difference in interest alone is equivalent to the average salary level of an employee who "does not eat or drink 10 year".

This abnormal phenomenon has attracted the attention of the regulatory authorities. In March this year, the central bank issued regulations to implement differentiated housing credit policies for lenders divorced within one year in Beijing, and strictly prevent and control credit risks. This has greatly increased the cost of "fake divorce" to buy a house, and the number of people who "fake divorce" to buy a house for preferential treatment has been greatly reduced after the introduction of the policy.

Others have broken through policy restrictions and transferred license plates through "fake marriages". In recent years, with Beijing's restrictions on the number of vehicles purchased, it has become increasingly difficult to buy a car by lottery. As a result, the black market for underground license plate trading through "fake marriage" began to appear.

It is understood that there are still phenomena of obtaining more compensation, evading debts and even engaging in vicious fraud through "fake divorce".

In terms of compensation for house demolition and rural homestead, there are obvious preferential policies for the party without real estate, which leads to the high incidence of "fake divorce" in some places. In order to get more compensation for demolition, couples in some areas even "collectively divorced". According to the relevant regulations, a villager can only occupy one homestead, and some rural areas still have the situation that "fake divorce" mostly occupies the homestead.

In addition, with the increase of private lending disputes, many indebted families transfer their property through "fake divorce". Although there is a judicial interpretation in the Supreme People's Court that restricts "fake divorce" from escaping debts, it is often difficult to define it accurately in practice.

Creating false reality has led to a surge in disputes.

In recent years, the phenomenon of "fake marriage" and "fake divorce" is common, but from the legal point of view, the motive of divorce does not affect the effectiveness of divorce, that is to say, "fake marriage" has real risks.

Ms. Jiang of Beijing sued her ex-husband Mr. Han to the court, demanding the division of a property under Mr. Han's name, and proposed a "fake divorce" to avoid the purchase restriction policy, but did not separate after the divorce.

However, because the two had divided the property in the divorce agreement, the court did not support her claim to divide the house purchased by her ex-husband after divorce.

In addition to the increase of civil disputes, "fake marriage" has also caused many social hazards. Qiao Xinsheng, director of the Social Development Research Center of Zhongnan University of Economics and Law, said that the harm of "fake marriage" is at least reflected in four aspects.

First, "fake marriage" weakens the concept of marriage and family and destroys the social value system. Because marriage is the bond of family and family is the cell of society, the instability of marriage actually harms the stability of society.

Second, "fake marriage" undermines the seriousness of the law and violates the relevant provisions of the marriage law.

Third, some "fake divorce" parties evade debts and infringe on the legitimate rights and interests of others.

Fourth, it increases the public cost. For example, obtaining compensation for demolition through "fake divorce" is equivalent to increasing the cost of demolition and resettlement; Occupy more homestead in rural areas, which infringes on the legitimate rights and interests of members of other rural collective economic organizations.

"Fake marriage" has obvious times, which is related to the policy changes in a certain period. In view of the macro-control policy of China's real estate market, in some places, couples even go to the civil affairs department hand in hand to handle divorce procedures. We should take the problem of "fake marriage" as a clue to improve the relevant system, and the government should take good advice and make up for the loopholes in the policy as soon as possible.