Can I get a loan to buy a house in Australia?

You can apply for a loan to buy a property in Australia.

From the perspective of down payment, Australia pays a deposit of 10% at the time of signing the contract, and then pays the house price or pays the down payment after the house is handed over. The cost of buying a house in Australia is low and the procedure is simple. The Australian government stipulates that the mortgage loan can reach 95% of the house price for the first time (the house price is assessed by the appraiser of the bank or finance company), but if the loan amount exceeds 80% of the house price, the loan insurance should be paid at 1% of the loan amount. When buying a house for the second time, even the mortgage loans of some non-bank institutions can reach 1 10% of the house price (including attorney fees and stamp duty), and the house purchased for the first time can be mortgaged again. The repayment period of mortgage loans is generally 20-30 years. During the mortgage loan period, the house transaction will not be affected. As long as the mortgage replacement procedures are handled, the loan amount can even be added. The loose housing finance policy has promoted the liveliness of the Australian housing market. The overall housing price in Sydney, Australia is high, and new houses are very scarce. The minimum house price is RMB 4 million. If you must buy a house in Australia, you can consider Melbourne, Brisbane, Adelaide and other cities and regions with lower housing prices. In the past two years, due to the influx of new immigrants and investors from Melbourne and Brisbane, the housing market has risen significantly; Because of the government's development plan, the price of the Gold Coast also has a lot of room for improvement.