Why are there so many immigrants, beautiful and smart, immigrants?

In recent years, under the overwhelming bombardment of immigration projects and advertisements in Australia and the United States, European immigrants have gradually appeared in front of the public like a clean stream, and have been continuously concerned by individuals and families who are willing to emigrate. Among European countries, Germany, with its high welfare and low cost of living, makes German immigrants a hot spot in Europe. As we all know, Germany is a high welfare country. And this high welfare is reflected in all aspects of a person's life. Whether an investment immigrant applies for a corporate visa or an employee visa applies for an EU blue card, the applicant and his family members enjoy the basic benefits in Germany. The following Sino-German Business Bridge will analyze the German benefits you can enjoy after immigrating to Germany from various aspects.

What specific German benefits can I enjoy after immigrating to Germany?

I. Free education benefits for all

All children in Germany, regardless of whether their parents are German citizens or not, enjoy free education in public kindergartens, primary schools, middle schools and universities. When you enter the university stage (including undergraduate and master's degree), you can apply for a grant according to your parents' income, with an education subsidy ranging from 200 to 800 euros per month. When you enter the doctoral stage, you can sign a formal contract with the employer, and you can get a monthly subsidy ranging from 1000-2000 euros according to the specialty and contract.

Whether you are a corporate legal person registered in Germany, an employee visa or an EU blue card, if you have a family, you should apply for a family reunion visa for your family and children as soon as possible. On the one hand, German public kindergartens are in short supply and should be applied as soon as possible; On the other hand, German kindergartens will give priority to younger children. If the child 16 years old or older, he can't come to Germany by family reunion, but by studying abroad, which is difficult and short.

Two. Basic social security

medical insurance

All people living in Deju must take out medical insurance. Germany's medical insurance system is a public social system, and the specific expenses are determined according to personal income. Medical insurance in Germany is divided into public insurance and private insurance. Students at school and employees of the company must buy public insurance. Among them, the medical insurance expenses of the employees of the company shall be borne by both the employer and the employees. Relevant institutions pay for treatment, except drugs, auxiliary tools, hospitalization expenses and health precautions, and most of the expenses such as tooth filling and tooth extraction when going to the dentist are also borne by the institutions. In addition, it also bears all or part of the recuperation expenses.

No matter who holds the EU blue card, corporate visa, employee visa or family visa, you must join immediately after entering Germany, otherwise you will not be able to renew your visa in Germany to achieve the purpose of immigration. According to the different situations of the applicants, the Sino-German Commercial Bridge Association recommends the applicants to participate in medical insurance with relatively high cost performance.

pension

This is the pillar of social welfare security in Germany, ensuring that employees have a peaceful and worry-free old age after retirement. German law stipulates that all employees must participate, and freelancers (including self-employed, business operators and self-employed) can freely choose whether to participate.

After immigrating to Germany, you can receive a pension every month after retirement age as long as you have paid for 5 years. It is recommended that those who intend to live permanently in Germany actively apply for insurance.

Care Fund

Once the insured is sick and recuperates at home and needs professional medical care, the medical insurance company will send nurses to the insured's home to provide comprehensive care and basic life care.

Long-term care premium for 20 16 years is 2.35% of income, which is paid by the company and employees. The long-term care premium for childless employees over 23 years old is 2.6% of their income. Due to the high labor costs in Germany, the Sino-German Commercial Bridge suggests that applicants actively participate, and the younger the insured, the lower the premium.

Unemployment compensation

All employees must participate, and the insurance premium is shared by the employees and the employer. The length and amount of time received depends on the insured period and the specific salary of the applicant before unemployment. Unemployment benefits are usually 60% of the on-the-job salary (67% if there are 1 child). The duration of receiving unemployment benefits depends on age.

When you stop working after obtaining permanent residency, you can apply for unemployment benefits from the local German government. Sino-German Commercial Bridge reminds China investors who immigrate to Germany through companies registered in Germany that they can pay a small amount of unemployment insurance premium every month, and they can also receive unemployment benefits like unemployed employees if their enterprises are not well managed in the future.

Three. Other benefits

maternity benefits

Maternity allowance is a government subsidy for pregnant women. Generally, you can get the average after-tax salary for the first three months of maternity leave, of which the company pays 13 euros per day and the rest is made up by the employer.

If you are not a member of the statutory medical insurance when you are pregnant, such as private medical insurance members, housewives, freelancers, self-employed, students, civil servants, etc. , you can apply for a one-time subsidy of 2 10 euros. Please consult Sino-German Commercial Bridge for the specific steps of application, and the German team of Sino-German Commercial Bridge will provide you with professional private services.

Parent fund

Parents who have children in Germany can receive their parents' money from the German government to take care of their children and make up for lost work income. If the applicant did not have a job before the baby was born, the basic parents' pension of 300 euros can be obtained every month after the baby is born. If both parents apply, they can take a vacation of 14 months, take a vacation separately or take a vacation together. If one parent applies, it takes 12 months.

Mothers can receive maternity allowance after giving birth. If the mother had a job before giving birth, the maternity allowance she received after giving birth could not exceed the parents' allowance. Parents' allowance will not be received until the maternity allowance is over. If you work for a certain time, you will get ElterngeldPlus instead, and the collection time will be doubled, that is, 4-28 months.

It is usually 65-67% of the net income of the child before birth, which is about 300 euros/month to 1800 euros/month. Compared with the high cost of raising children in China, immigrating to Germany is a very good choice. The Sino-German Business Bridge also suggested that if you immigrate to Germany for family reunion, then your wife can choose to be a full-time housewife after giving birth. On the one hand, because of the high labor costs of nurseries and nannies in Germany, on the other hand, she can meet the conditions for applying for parental funds and enjoy the benefits given by the German government.

UNICEF

Every child in Germany can receive 180 euros of children's money from the government every month; Starting with the fourth child, each child can receive 200 euros per month. This money can at least make the child 18 years old; 18 years old, in school or vocational training, you can get 25 years old; If you are at least 18 years old and are looking for a job, you can get 2 1 year old.

After immigrating to Germany, if the applicant fails to apply for the child allowance in time, the government will make up the child allowance from the time the applicant is registered in Germany to the time of application.