Why don’t Americans speculate in real estate?

Many people have asked this question, and I have also answered it.

Explain it again here.

First, the United States is a country of free movement, without the constraints and restrictions of the household registration system. People's residence is determined by their work. Recruitment does not require household registration like in China. No matter which state you live in, you do not need to go to the government department to apply for a residence permit or the like.

Second, there are basically no differences between states in the United States in terms of income, medical care, education and social security. The facilities and teacher standards of primary and secondary schools, as well as the technical level and equipment of doctors in hospitals are similar. There is a significant gap between China's big cities and small cities, and between cities and rural areas in terms of education, medical care, and social security.

Third, the United States has relatively mature companies and stock markets. People can get better returns by investing in the stock market. In addition, there are various investment and financial management companies that provide you with various financial management plans. Of course, the government There are also various financial management plans. In the company where you work, the company and the individual can jointly invest part of the money as your personal account for investment and financial management. All investments are tax-free, and the income is tax-free.

Fourth, higher education in the United States is equal no matter which state it is in. There is no problem of quota allocation in all colleges and universities in the United States. Any university in the United States is open to applicants from all over the United States. The so-called college entrance examination immigration from China will not happen in the United States.

Fifth, the appreciation of housing values ??in the United States is a gradual process, and it is difficult to see a sudden surge overnight. Rich people in the United States mostly invest in commercial buildings, hotels, rental apartments, etc., but rarely invest in residential buildings.

Sixth, the cost of holding a house in the United States is relatively high. In addition to property taxes, even if your house is unoccupied, you must mow the lawn, water it, shovel snow, and maintain it on time. Otherwise, you will face many legal problems. When a person has money and wants to buy a house, he will definitely choose a good area to buy it. The annual land tax in a good area is about US$20,000. When a person has no money and wants to rent a house, he will choose a prosperous area with convenient transportation. The rent for a family's house is about 12,000 yuan, but the house is the same, there is no difference. In addition, the government has various low-rent housing, welfare housing, and semi-governmental housing. They are all affordable. You can get them by filling out the form and waiting in line. Low-income families can live in them for free. This kind of house has been renovated after delivery, and the kitchen Refrigerators, integrated kitchen cabinets, stoves, hoods, and ovens are all available, and the bathrooms are equipped with showers, bathtubs, mirrors, and washbasins. Except for the kitchen and bathroom, the rest of the house is basically wooden floors and has a walk-in wardrobe, so you can move in directly. Any house in the United States that is delivered or rented follows this standard.

It can be said that there is basically no big difference between houses in the United States. The only difference is whether the green space in the yard covers a large or small area. There is no difference in public resources and facilities in a town or a city.