Job Recruitment Website - Immigration policy - Authorities in the Ministry of Housing and Urban-Rural Development said that these people made a lot of money.
Authorities in the Ministry of Housing and Urban-Rural Development said that these people made a lot of money.
From Shanghai's announcement that it only rents but not sells to Guangzhou, and then to the Notice of 9 ministries and commissions such as the Ministry of Housing and Urban-Rural Development on Accelerating the Development of Housing Leasing Market in Large and Medium-sized Cities with Net Population Inflow, a series of big moves indicate that the leasing era will become the most important development trend of the future property market! However, the above actions actually do not seem to have the promotion significance at the national level.
But just today, Xinhua News Agency published an article on its website entitled "Buying and renting at the same time, realizing people's dream of living in peace", which gave a big news about national leasing legislation!
First, rent and purchase have the same rights, and legislation will be clear!
In the article of Xinhua News Agency, the most important message is that the Ministry of Housing and Urban-Rural Development will pass legislation to clarify the right to rent and purchase!
Xinhua News Agency said in the article:
The relevant person in charge of the Ministry of Housing and Urban-Rural Development said that legislation will be adopted to clarify the rights and obligations of the parties to the lease, protect the legitimate rights and interests of the parties, establish a system to stabilize the lease term and rent, and gradually make the leased residents enjoy the same treatment as the buyers in basic public services.
Previously, many media speculated that many cities would follow after Guangzhou implemented the right to rent and purchase. Now, it seems that no matter whether other cities follow suit or not, once the Ministry of Housing and Urban-Rural Development legislates to clarify the right to rent and purchase, all cities in the country will have the effect of the same right to rent and purchase.
The embryonic form of the lease era seems to have been finalized. Analysts pointed out that in the future, the total amount of affordable housing held by the government and rental housing held by state-owned enterprises will reach or even exceed half of the number of new houses. This means that housing will return to "public ownership" to a large extent in big cities with large-scale population inflow and concentrated housing contradictions.
Second, the significance of the right to rent and purchase.
What is the far-reaching significance if the right to rent and purchase is introduced nationwide?
1. Establish the lease status from the legal level.
In order to make renting a house widely accepted and truly reverse people's prejudice against renting and buying a house, people must really see that renting a house can really live the same life as buying a house. This requires protection from rights and interests, equality and residential use.
And what is the best way to protect it? Obviously, it is in the form of legislation, recognized by the will of the state, mandatory and universal.
2. Build a more equal society.
Houses are always endowed with wealth attributes or benefit effects. A large number of excess rights and interests attached to the house are not enjoyed by people without a house; Social discrimination caused by houses, such as blind date, getting married without real estate, young people renting houses being discriminated against by people who own real estate, etc.
Although it cannot be said that the above phenomenon is caused by the inequality between renting and buying, to a certain extent, it is because the rights and interests of renting are far lower than those of buying, and the rights and interests of renters themselves are often not guaranteed.
Renting is traditionally a relatively weak behavior, and the interests of renters are relatively ignored by society.
Then, if the rights and interests of renters and renters are established from the legislative level, just like buying a house, it will be a great encouragement to young people now and in the future, and will also greatly promote social equity.
3. The house price expectation has been substantially reversed.
Financial analysis: What really makes house prices rise is people's expectations, or people's ideas. A real estate professor once conducted an empirical survey, and the results showed that people expected the house price to rise by 1%, and the house price would rise by 0.84%.
If we really want to lower house prices or prevent them from rising too fast, we must reverse people's long-standing attitude towards houses. As far as housing itself is concerned, letting rental housing compete with buyers on the same stage and establishing the status of rental housing will change people's long-term expectation of rising house prices.
4. It is the general trend to rent and purchase the same rights.
According to the latest statistics of the National Bureau of Statistics, the national per capita housing construction area has reached 40.8 square meters. This index is close to or even exceeds the level of developed countries such as Japan. This also shows that buyers for the purpose of speculation and investment are increasing.
How to make full use of extra houses? Obviously, letting them enter the rental market is the best choice. The market share of large-scale housing leasing enterprises in China is only about 2%, which is far from the market share of 20%-30% in developed countries.
Of course, in the era of leasing, it does not mean that there is no need to buy a house. Just buying a house in the future will be more independent, more capable and more conditional, and will not become a burden. In addition, after the establishment of the rental system, it will work with the purchase system to build a housing system with different needs, meet different levels of different people, and truly achieve the purpose of using housing.
5. Will China's "population migration" accelerate?
Xiaobo Liu, a financial writer, analyzed that after renting and selling the same rights, it will stimulate "non-registered families" who are struggling in big cities to take over their children studying in their hometown, and it will also create a large number of "educational immigrants". In this way, the urbanization of population will be greatly accelerated, and the "siphon effect" of big cities on population will be very strong.
If the same rights of renting and selling continue, the urbanization of China will definitely become a big city circle. It should be noted that in the central and western regions, as well as small and medium-sized cities with continuous population loss, the risk of falling house prices has increased.
The same right to rent and sell is a manifestation of social progress, and it also reflects the government's determination to control housing prices. In this process, there will be some new unpredictable situations. Therefore, the statement of the head of the Ministry of Housing and Urban-Rural Development in Xinhua News Agency is "gradually make the rented residents enjoy the same treatment as the buyers in terms of basic public services".
Among them, the word "step by step" deserves our careful taste.
Four key points of "lease and purchase have the same right"
Since July 2007 17, Guangzhou announced the new policy of "rent-purchase with equal rights", the discussion on rent-purchase with equal rights has never stopped: the focus of these issues is nothing more than the following aspects:
1, is the house price going down?
Some people think that the high housing prices in first-tier cities such as Beijing, Guangzhou and Shenzhen are mainly because these cities have high-quality resources, mainly including education and medical care. In the past, such resources were basically linked to houses, or more accurately, combined with the property rights of houses, which means that only buying a house can have these high-quality resources.
However, after the introduction of the new policy of "renting and purchasing the same rights", renting houses can also enjoy these same rights. So, will house prices fall? Some experts believe that "rent-and-purchase with the same rights" may help to raise rents and even house prices. Of course, only time will tell us what the final result will be.
2. Has the rent gone up?
Some homeowners will have to continue to buy school districts in order to get the rights and interests of their children, that is to say, the original demand for housing is still there. At the same time, it also increased the demand for renting houses. For those families who were unable to own school districts and have no chance to go to school, with the demand for renting school districts, it is foreseeable that rents will rise sharply.
3. Will it devalue the school district?
The scheme of renting and purchasing at the same time can not increase the supply of school districts, at least not a lot. Looking at the demand, the original buyers of your school district often have strong economic strength. Ye Tan, a financial columnist, believes that the scarcity of educational resources will not change if the supply of school districts cannot be increased. In this case, the house price of the school district will not fall, but the rent will rise.
4. Will it bring equal rights in education?
Zhang Dawei, chief analyst of Zhongyuan Real Estate, believes that this policy is not new. In fact, in the past development of the national real estate market, we can recruit students nearby by leasing. Renting a house nearby does not guarantee that you can be admitted to a quality school district. Judging from the past policies, Guangzhou's policies are actually nothing new. Renting a house can also go to school, but only if there is surplus in the school district can tenants go to school. Moreover, if there is room in the school district, the possibility of tenants going to quality schools does not exist.
Fourth, who will benefit from the "hire purchase right"
Now the right to rent and purchase will rise to the legislative level, and more cities will join the rental market later. So, who will benefit from the "rent-and-purchase right"?
1, high-quality talents
(The above answers were published on 20 17-07-27. Please refer to the actual situation for the current purchase policy. )
For more real estate information, policy interpretation and expert interpretation, click to view.
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