How much should I pay for the provident fund? How long can it be withdrawn?

According to your social security payment base * 12%, 12% is the highest proportion. Some units are less than 12%.

1, housing accumulation fund deposit ratio is 9000 at the highest and 240 at the lowest.

2. According to the relevant laws and regulations of the state, there are strict regulations on the proportion of the staff of state organs to pay the provident fund, which is actually not outrageous. For example, a bureau-level cadre in a central province has a monthly provident fund of 3,000 yuan.

3. Employees of enterprises and institutions have nearly 1000 yuan of provident fund deposit card every month, and with the unit subsidy of 1000 yuan, they have nearly 2,000 yuan of provident fund every month.

How long can it be withdrawn?

Generally speaking, the extraction frequency of housing provident fund is once a year.

1. If you need to withdraw the provident fund when buying a house, you can generally withdraw it once a year, and the withdrawal amount cannot exceed the repayment amount within one year;

2. If you choose a provident fund loan when buying a house, the future provident fund will be repaid automatically every month. In this way, it is equivalent to withdrawing the provident fund on a monthly basis;

3. If it is because the depositor, spouse and minor children don't have their own houses and need to apply for withdrawal of provident fund for renting, they can withdraw it once every three months, and the amount of withdrawal can not exceed one year's rent;

4. Because of the housing ownership construction, renovation, overhaul need to withdraw the provident fund, generally can only apply for once;

5 employees need to withdraw provident fund due to retirement, death and other reasons, their families can apply for a one-time withdrawal of all the money in the balance of the individual housing provident fund account;

6. Employees who need to settle or immigrate abroad may apply for a one-time withdrawal of all the funds in the individual housing provident fund account.