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Introduction to the Spanish medical system. What kind of medical services can international students enjoy?
After arriving in Spain, international students can feel Spain’s complete medical welfare system. So what kind of medical services can international students enjoy? Come and take a look at the Spanish medical system introduction. What kind of medical services can international students enjoy?
First, let’s take a look at the medical insurance benefits
1. Universality, welfare, and fairness of funding sources
Spain’s current universal public welfare system *The medical mechanism is called the "national health system": its three major characteristics are universality, welfare, and fairness of funding sources. At the same time, Spain has a high level of medical care, advanced medical equipment, a complete health care network, and densely distributed health centers and hospitals, making medical treatment very convenient. What's more worth mentioning is that Spain has made outstanding contributions in cancer treatment, stem cell research, and heart disease treatment.
After understanding the general medical situation in Spain, let’s take a look at the full coverage of medical insurance currently purchased by international students: medical insurance and corpse repatriation insurance, etc. If students purchase Adeslas full medical insurance, it also includes personal accident insurance and dental insurance (including teeth cleaning and other services).
2. Free medical treatment
According to Spanish social welfare regulations, all types of foreign personnel in Spain can enjoy free services at Spanish public medical clinics designated by the insurance company after purchasing full medical insurance. , that is, regardless of the type of disease, specialty, emergency department or hospitalization, there is no need to spend any money.
This includes allergies, fever, sports trauma and even psychological treatment. All examinations are free. Regarding medicine costs, any medicine used in designated hospitals, including during hospitalization, is free because these costs are included in the insurance cost, and the total insurance cost for this year is only about 4,000 yuan. It can be said that it is low consumption and high return.
3. Separation of medicines
Of course, if the doctor orders you to go to any pharmacy to buy medicines, you will need to spend your own money. Because Spain's medical system is very similar to China's, there is complete separation of medicine and hospitals, and hospitals have no right to sell any medicines.
4. Insurance clauses cover the whole world
It is worth mentioning that when students go to Spain and travel to other countries, if they go to the emergency room overseas, they can also get insurance after returning home. Contact Adeslas insurance customer service for reimbursement. Therefore, when students need to see an emergency room when traveling to other countries or returning home, there is no need to worry. The recommended way is to call the insurance customer service to consult the medical clinic as soon as possible.
What can you do after buying insurance?
After students purchase full medical insurance, they can directly check the information of specialized hospitals on the insurance company’s website. If you feel unwell, you can get checked nearby. If you encounter an emergency, such as a sudden high fever that doesn't go away, you can go to the 24-hour emergency room at any time.
Let’s take a look at how to choose private medical insurance
1. How to pay
Private medical insurance comes in many forms in Spain
< p> 1. Cuadro medico con copagos2. Cuadro medico sin copagos
ro médico + Reembolso
ucto medico sin hospitalización
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2. What services are available?
The choice of services is not about many, but whether it is suitable for you and whether you can use it. When signing a contract, you should be optimistic about the type of service.
Outpatient and basic medical care (Asistencia primaria)
Emergency care (Urgencia)
Hospitalization (Hospitalización)
Remaining insurance (Repatriación) ), including the transfer of the remains to the destination in the country of origin and accidental death insurance.
3. Medical insurance for students to extend their stay
The medical insurance policy for students in Spain to extend their stay has been changing. From a few years ago, it began to require insurance coverage for 'repatriation of remains to the country'. Full insurance required in 2014. This should be clarified with the Immigration Bureau before purchasing insurance. Currently, the Immigration Bureau says that students who want to stay must buy comprehensive insurance like asistencia sanitaria, which can take photos, tests, etc. Plus Repatriación.
4. How can you find the insurance that suits you?
Choosing insurance is definitely a technical job, and each insurance company has its own expertise. Each insurance company has specific partner medical institutions and care centers. Two websites commonly used by Spaniards to choose insurance are Rastrerator and Acierto.
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