How about emigrating to Singapore? Is the social order good?

For a long time, Singapore has attracted many China people who are willing to emigrate with its good social environment and welfare from cradle to grave. But we know these benefits. The following is a brief introduction of each benefit:

medical treatment

The continuous improvement of Singapore's health level mainly benefits from the reduction of infectious diseases, the improvement of people's living standards, good health services and strict health inspection measures. Both the government and private institutions provide a wide range of health care services, such as prevention, medical treatment and rehabilitation. The government subsidizes their health care services to ensure that everyone can use these services.

There are 5 government hospitals, 6 reorganized government hospitals, 65,438+00 private hospitals, 65,438+03 government polyclinics, 65,438+00 outpatient clinics, 65,438+03 maternal and child clinics, and 1 800 private doctors. Permanent residents can also use medical and dental equipment provided by government hospitals and polyclinics, and charge citizens.

polyclinic

Government polyclinics provide comprehensive health care services for the whole family. These clinics are located in the main housing development bureau in the city center and residential areas. The clinic's services are very convenient for the public, including maternal and child health care, immunization, inspection of infectious diseases such as hepatitis B, physical examination of the elderly, X-ray examination and dental treatment.

Patients who seek medical treatment for the first time must bring their ID cards. /kloc-Children under 0/2 years old must bring birth certificates. After the patient completes the registration procedure, the outpatient staff will issue him a medical card and the number of the queue.

7 yuan, an adult over 65 years old, 5 yuan, a student under 8 years old,/kloc-0; The cost of medicine is calculated separately, ranging from one yuan to four yuan a week; You also need to pay for exposure and blood tests, but the cost is very low. The clinic is open from 8: 00 a.m. to 8: 00 p.m. on Mondays, from 2: 00 p.m. to 4: 30 p.m. and from 8: 00 a.m. to noon on Saturdays 1 2: 30 p.m.

Government hospital

In the outpatient service of government hospitals, doctors in general clinics and private doctors can write letters of introduction to introduce patients to experts in government hospitals. The initial visit fee for patients is from 40 yuan to 50 yuan, and the follow-up visit fee is from 20 yuan to 30 yuan.

The hospitalization fee depends on the level of the ward. The daily cost of "C" ward is RMB yuan, and that of "A 1" ward is RMB yuan. In addition, other services such as laboratory examination, X-ray examination and surgery are also charged separately.

Private clinics and hospitals

The consulting fee of general private practitioners starts from 12 yuan, depending on the nature of treatment, while the fees of private specialists, such as plastic surgeons or gynecologists, are higher, starting from 50 yuan; Private hospitals and reorganized government hospitals charge more than government hospitals, and the charges of each hospital are different. The charge for a four-person ward starts from 120 yuan and the charge for a single ward starts from 335 yuan per day.

Health care plan for the elderly

In order to ensure that the elderly can get medical care near their homes, the government has set up health care centers for the elderly in various residential areas. At present, there are six centers for the elderly in each district. The services of these centers include rehabilitation treatment, regular physical examination and courses for family members to take care of the elderly. The charge is about five yuan to five yuan a day; Parents of permanent residents who hold long-term visit cards and settle in Singapore can also participate in these health care programs.

family doctor

There are several private clinics in all residential areas, which are open from 9:00 am to 5:00 pm, and some clinics are also open from 9:00 am to 12:00 on weekends; In order to get better medical care for family members, it is best to find a clinic doctor near home to be a family doctor.

social welfare

Central provident fund

The Central Provident Fund (CPF) was established in 1955 to provide economic and living security for those who have retired and lost their ability to work. The Central Provident Fund is a comprehensive social savings guarantee plan, which aims to protect people's health care needs, retirement needs, housing subsidies and education insurance.

According to the provisions of the provident fund, employers and employees need to pay the provident fund together, while holders of employment permits and work permits do not need to pay the provident fund. For Singapore citizens under the age of 55 and permanent resident employees who have lived for more than two years, employees pay 20% per month, and employers have to pay 65,438+02%. 3% for permanent resident employees in the first year, 5% for employers, 9% for employees in the second year and15% for employers; Then pay the provident fund according to the normal contribution rate; The government has gradually planned to restore the employer's contribution rate to the original level of 20%.

Provident fund account

Provident fund accounts are divided into ordinary accounts, health savings accounts and special accounts:

1) The savings in the general account can be used to buy the housing industry, such as the new buildings and private houses of the Housing Development Bureau, as well as insurance, such as home insurance and home insurance. Members can also invest their deposits in recognized stocks, bonds, unit trusts, fund management and gold. The deposits in the general account can also be used to pay for children's tuition fees or their own higher education fees, and can also be used to pay for all full-time degrees and diplomas of six local higher education institutions.

2) Health savings account: the savings in the health savings account can be used for hospitalization expenses of members, spouses, children, parents and grandparents, whose grandparents must be Singapore citizens or permanent residents; In addition, provident fund members can also use the deposits in this account to make payments; The premium of "health insurance double insurance plan"; This insurance scheme is to ensure that members are able to cope with huge medical expenses when they are seriously ill and need long-term hospitalization or treatment;

3) Special account: the deposit in the special account will be kept in the account for retirement, pension and emergency needs.

Provident fund interest rate

Under normal circumstances, the savings interest rate of provident fund depositors is in line with the market interest rate, but under the protection of provident fund laws, provident fund depositors are guaranteed to get at least 2.5 deposit interest rate, and longer savings plans can also get higher interest rates.

provident fund extraction

Depositors can withdraw their deposits from the provident fund account after reaching the age of 55. However, according to the law, the minimum deposit must still be kept in the account as the basic guarantee for them in their old age. In addition to people aged 55, if they leave Singapore permanently or are permanently disabled and mentally disordered, they can also withdraw their deposits from the provident fund. On the other hand, if members continue to work after the age of 55, they can withdraw their deposits every three years, that is, at the age of 58, 6/kloc-0 or 64.

Pension accumulation system

The old-age security of Singapore residents has been incorporated into the central provident fund system based on individual accumulation. In the personal provident fund deposit account, the special account deposit is the accumulation of retirement pension. The central provident fund is open to all employees in the public and private sectors, and employers and self-employed people can participate voluntarily. The Singapore government stipulates that after employees reach the age of 55, the personal account structure will be changed from ordinary account, medical savings account and special account to retirement account and medical savings account. Employees who have reached the age of 60 must keep a statutory minimum deposit in their individual retirement accounts (Note: Please refer to International Comparison of Social Security Systems, edited by Chun Lei, Law Press, 200 1 Edition, Chapter 4, Tables 4 ~ 7. ), you can receive a monthly pension. If the minimum deposit does not reach the required amount, they can choose to postpone retirement to continue to increase the accumulation of provident fund accounts, or fill the difference with cash, or their spouses and children can transfer from their respective provident fund accounts according to a minimum filling savings plan. Judging from the accumulation of retirement accounts and the nature of the minimum deposit filling system, Singapore's retirement pension system emphasizes the responsibility of individuals and families, which is also the concrete embodiment of the Singapore government's family-centered policy to deal with social problems.

Before the end of 2000, there was no unified pension system for enterprise employees in China Mainland and Hong Kong Special Administrative Region. Although the government stipulates the mandatory responsibility of business owners to pay "long-term service payment" to retired employees, it only exists as a kind of occupational welfare, and it adopts a one-time payment method, and the payment level varies from enterprise to enterprise. Only some large-scale enterprises have established their own provident fund or pension system, but the payment methods and levels are different and the coverage is very limited. Since 197 1, the Hong Kong Government has provided limited welfare allowances to the elderly through the Public Welfare Scheme (replaced by the Comprehensive Social Security Assistance Scheme in 1993). In addition, the government also provides preferential social services for the elderly, and indirectly provides welfare protection by reducing their living expenses. From June 5 to February 38, 2000, the government of the Hong Kong Special Administrative Region implemented the compulsory pension scheme, which became the first basic pension system in the history of Hong Kong. The scheme covers all employees and self-employed. Personal account funds come from the contributions and operating income shared equally by employers and employees, and the treatment of retirees depends entirely on the fund accumulation and operating income level during their work.