Secured Loan Agreement

Sample secured loan agreement (selected 6 articles)

In daily life and work, more and more people will use the agreement. The signing of the agreement is between both parties or The best standard of rights and obligations between several parties. I believe that many friends are very troubled by the proposed agreement. Below is a sample secured loan agreement (selected 6 articles) that I have compiled for you for your reference. I hope it can help friends in need.

Secured Loan Agreement 1

Party A: ____________________

Party B: ____________________

In accordance with the relevant national laws, regulations and rules, after The above two parties have fully negotiated and reached an agreement to enter into this contract and agree to abide by it.

Article 1. Party A needs to apply for a bank loan in RMB (in capital letters) from a bank branch. The loan period is from ______year______month______ to ______year______month Ending on ______. Upon Party A's application, Party B agrees to provide guarantee for the loan, and the guarantee amount is RMB (in capital letters). Party A guarantees to perform its obligations and assume responsibilities strictly in accordance with the loan contract and this agreement.

In order to ensure the effective performance of the loan guarantee agreement signed by Party B and Party A and protect the interests of Party B, a "Counter Guarantee Guarantee Contract" numbered Nangang [] Year Counter Guarantee No. is signed as this contract. components and have the same legal effect.

Article 2. Party B charges a one-time guarantee fee from Party A. The guarantee fee standard is: guarantee amount × number of guarantee months × ‰.

Article 3. Party A shall use the loan in accordance with the loan contract signed with the bank and shall not change the purpose. Otherwise, Party B has the right to notify the lender to stop issuing new loans until the loan that has been issued is recovered; if it finds that the loan creates risks during use, Party B has the right to notify the lender to recover the loan in advance.

Article 4. Party A guarantees to repay the principal and interest of the loan on time according to the period specified in the loan voucher. If an extension is needed, Party A should submit an extension application 20 days before the loan expires, and with the consent of Party B and the lender, the extension procedures should be completed. The guarantee fee standard during the extension period is: loan guarantee amount × extension guarantee month × 30‰.

Article 5. If Party A fails to repay the principal and interest of the loan on time, and the lender does not agree to handle the extension procedures, Party B will charge liquidated damages from Party A according to the following standards: (loan guarantee amount + interest + penalty interest )×Number of overdue guarantee months×30‰, until Party A repays the principal and interest of the loan and overdue penalty interest; if Party A cannot repay the principal, interest and overdue penalty interest of the loan, Party B has the right to dispose of all properties of Party A in accordance with legal procedures and prosper Has priority to be repaid, and recovers including but not limited to the principal and interest of the loan repaid on behalf of Party A, overdue penalty interest, recovery costs and guaranteed liquidated damages.

Article 6. Party A needs to provide a third party to provide a counter guarantee for Party B. When Party B assumes the guarantee liability, it has the right to claim the rights in Article 5 against the third party. A counter-guarantee contract shall be signed separately and shall be an integral part of this contract and shall have the same legal effect.

Article 7. During the performance of the loan contract, if it is discovered that:

(1) The statements, guarantees or relevant information provided by Party A are false

(2) Party A changes the purpose of the loan;

(3) Party A is not operating well and cannot pay other due debts, etc., then Party B has the right to require Party A to provide further counter-guarantee or exercise uneasiness The right of defense is to take litigation measures for property preservation.

Article 8, Other Matters

If any dispute arises during the performance of this contract, it shall be resolved by Party A and Party B through negotiation. If the negotiation fails, a lawsuit may be filed with the People's Court where Party B is located;

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Article 9: This agreement will take effect on the date it is signed or sealed by both parties.

Article 10. This agreement is made in two copies, one copy for each party.

Article 11. Tips

This agreement is a non-formatted contract, and both parties have the right to modify it through negotiation. Party B has requested Party A to have a comprehensive and accurate understanding of the terms of this contract, and has made corresponding explanations of the terms at Party A's request. Both parties to the contract have a consistent understanding of the meaning of this agreement.

Party A: ____________________ Party B: ____________________

Date: ____________________ Date: ____________________ Guaranteed Loan Agreement 2

Party A: ____________________

Party B: ____________________

This Guaranteed Loan Contract is signed by the above parties in ____ City on ____ month ____, ____ year: Party A, Party B and Party C Both parties fully negotiated and signed this contract and agreed to abide by it.

Article 1 Starting from ____ month ____ of ____, Party A shall provide Party B with ____ (type) loan in RMB yuan (in capital letters: ) for ___, repayment The loan period ends on ____year____month____, and the interest rate is calculated based on monthly interest __‰. If the national loan interest rate is adjusted, the calculation will be based on the adjusted new interest rate and interest calculation method. The specific payment and repayment plan are as follows: (omitted).

Article 2 Party A shall provide Party B with loans on schedule and in amounts on the premise of complying with national credit policies and plans. Otherwise, Party B shall be paid liquidated damages based on the default amount and the number of days of extension. The calculation of the amount of liquidated damages is the same as the interest rate increase on overdue loans.

Article 3 Party B is willing to abide by Party A’s relevant loan regulations and use the loan according to the purposes specified in the contract. Otherwise, Party A has the right to stop disbursing loans, withdraw or withdraw the loans issued in advance. For the default part, ___% interest will be charged as required.

Article 4 Party B shall repay the principal and interest of the loan on schedule. Party C shall be jointly and severally liable for any violation of the contract by Party B such as transferring the purpose of the loan; Party C shall be held liable if Party B fails to repay the principal and interest of the loan on time. Party C shall be jointly and severally liable to each other.

Article 5 Party A has the right to inspect and supervise the use of loan reimbursement; understand Party B's plan execution, business management, financial activities, material inventory, etc. Party B shall provide the above information completely and truthfully. For Party B's violation of the loan contract, Party A has the right to impose credit sanctions in accordance with relevant regulations. If the payment party recovers or recovers the loan in advance according to regulations, it can be directly deducted from Party B's deposit account.

Article 6 When the loan expires, Party B and Party C are responsible for repaying the principal and interest of the loan. If Party B and Party C are unable to return it when it is due and have not signed an extension agreement with Party A, Party A will charge ___% interest from the overdue date and can directly deduct the overdue amount from the deposit accounts of Party B and Party C. Loan principal and interest.

Article 7 When Party B and Party C have insufficient property to repay the debts of multiple creditors, Party B and Party C are willing to use their property (including receivables) to repay the loans owed to Party A in priority Principal and interest.

Article 8 Representations and Warranties

1. Party A represents and warrants to Party B as follows:

(1) It is a limited company established in accordance with the law and effectively existing. Responsible company;

(2) It has the right to conduct transactions stipulated in this contract and has taken all necessary corporate actions to authorize the signing and performance of this contract;

(3) This contract It constitutes a binding obligation from the date of signing.

2. Party B represents and warrants to Party A as follows:

(1) It is a limited liability company established in accordance with the law and validly existing;

(2 ) It has the right to conduct transactions stipulated in this contract and has taken all necessary corporate actions to authorize the signing and performance of this contract;

(3) This contract is binding on it from the date of signing Obligations;

3. Party C represents and warrants to all parties as follows:

(1) It is a limited liability company established in accordance with the law and validly existing;

(2) It has the right to conduct the transactions specified in this Agreement and has taken all necessary corporate and legal actions (including obtaining all necessary government approvals) to authorize the signing and performance of this Agreement;

(3) This Agreement The agreement constitutes a binding obligation on it from the date of signing.

Article 9 Liability for breach of contract

1. Violation of this contract or termination of the contract without reason shall be deemed a breach of contract, and the breaching party shall bear liability for breach of contract in accordance with the relevant provisions of the Contract Law.

2. During the validity period of the contract, if no force majeure occurs, neither Party A nor Party B shall terminate the contract. The party terminating the contract shall be deemed to have breached the contract.

3. Calculation method of liquidated damages: (omitted).

Article 10 Duty of Confidentiality

Either party has the obligation to keep confidential the other party’s business secrets that are learned as a result of guaranteeing the loan, and shall not disclose them to other relevant third parties. However, China’s current Except as otherwise provided by laws and regulations or with the written consent of the other party.

Article 11 Termination of Contract

1. If Party A or Party B wants to terminate this contract early, they shall notify the other party in writing and by phone thirty days in advance. This contract can only be terminated after all fees and corresponding responsibilities have been borne.

2. After the contract is terminated, both parties to the contract should still bear the obligations and responsibilities that both parties should perform but have not yet completed as stipulated in the original contract.

Article 12 Supplements and Changes

This contract can be modified or supplemented in writing based on the opinions of all parties. The supplementary contract formed thereby has the same legal effect as the contract.

Article 13 Force Majeure

If any party is unable to perform this contract in whole or in part or delays its performance due to force majeure, it shall notify the party within three days from the date of the force majeure event. The other party shall be informed of the incident in writing and shall, within thirty days from the date of occurrence of the incident, submit to the other party proof of the failure or delay in performance in whole or in part.

Article 14 Resolution of Disputes

If any dispute arises between the parties to this contract regarding the interpretation or performance of the relevant provisions of this contract, they shall be resolved through friendly negotiation. The parties agree that all disputes arising from this contract will be resolved by the following ____ method when settlement or mediation fails:

(1) Submit the dispute to the ____ Arbitration Committee for arbitration; < /p>

(2) File a lawsuit with the ____ People’s Court in accordance with the law.

Article 15 Interpretation of the Agreement

The titles of each clause of this Agreement are for convenience only and do not affect the meaning of the clause to which the title belongs.

Article 16 Matters not covered in this agreement shall be handled in accordance with relevant national laws and regulations and bank loan regulations.

Article 17 Conditions for Effectiveness

This contract shall take effect from the date when the legal representatives of each party or their authorized agents sign and affix their official seals to this contract.

Article 18 Others

This contract is made in triplicate and has the same legal effect. Each party shall keep one copy, and the others will be used to perform relevant legal procedures.

Party A: ____________________ Party B: ____________________

Date: ____________________ Date: ____________________ Guaranteed Loan Agreement 3

Party A: ____________________

Party B: ____________________

Party A specifically borrows short-term loans from Party B due to litigation. In order to protect the rights and obligations of both parties, this agreement is entered into in accordance with the relevant provisions of the Civil Code and the General Principles of Civil Law*** Comply with the following:

1. Party A borrows RMB____________ yuan (in capital letters) from Party B to settle the original creditor-debt relationship.

2. Party B agrees to lend the above-mentioned amount to Party A and promises to transfer the amount to Party A’s designated account before the date of the year.

3. Both parties agreed that the interest on the payment shall be, and the daily liquidated damages for delayed payment shall be one ten thousandth of the total principal amount.

4. The loan period is 20 days, starting from the time Party A receives all the money. (________________month________________________month______________)

5. Due to the large amount of loan, Party A voluntarily uses the ownership in the name of the company. The right to use is used as secured property, and it is guaranteed that the above-mentioned property has not been seized, seized, mortgaged or guaranteed or any other rights and interests have been established. If the debt cannot be paid off due to maturity, the property will be used as collateral, and Party A promises to cooperate with all procedures and pay the corresponding fees.

6. The guarantor voluntarily uses the equity of Party A held by him as a guarantee. If Party A cannot pay off the debt when due, he will use all of his equity as guaranteed property and use the price to pay off the debt that is insufficient in the collateral.

7. Any disputes arising from the performance of this contract shall be settled through negotiation. If the negotiation fails, the dispute shall be settled in the court where the contract was signed. At that time, the defaulting party shall compensate the non-defaulting party, including but not limited to liquidated damages, litigation fees, enforcement fees, etc. fees, attorney's fees and all costs of realizing the creditor's rights.

8. This agreement is made in triplicate, one copy each for Party A and Party B and the guarantor, and has the same legal effect.

9. This contract will take effect immediately after being signed and sealed by all parties.

Party A: ____________________ Party B: ____________________

Date: ____________________ Date: ____________________ Guaranteed Loan Agreement 4

Party A: ____________________

Party B: ____________________

In order to clarify the rights and obligations of Party A and Party B, after full consultation between the lender, the borrower and the guarantor, and based on the principle of equality and voluntariness, this agreement was signed in accordance with relevant national laws and regulations. This contract shall be abided by by all parties.

1. Party A agrees to grant a loan to Party B. The loan content is as follows:

1. The loan amount is ____ yuan, and the amount is capitalized ____.

2. The loan period is from ____ month ____, ____ year to ____ month ____ day, ____ year.

3. Loan interest (interest rate: cents, all interest will be recovered when lending).

2. Party B can be a natural person with legal capacity, an enterprise legal person, or other economic organization with solvency.

3. The guarantor shall bear full joint and several liability for the above terms. If Party B fails to repay the principal, interest and related expenses of the loan as stipulated in this contract, Party A has the right to directly pursue compensation from the guarantor. The guarantor guarantees to repay the above amount within ten working days after receiving Party A's reminder notice.

4. If the loan contract is terminated early due to Party B's breach of contract, Party A has the right to recover the principal and interest of the loan in advance and to recover from the guarantor all fees paid to realize the creditor's rights.

5. When Party B encounters one of the following circumstances, Party A has the right to require the guarantor to assume the full joint and several guarantee liability in advance, and the guarantor unconditionally agrees to assume the full joint and several guarantee liability in advance.

1. Party B is involved in or is about to be involved in major litigation or arbitration or other legal disputes;

2. There is a lack of sincerity in repaying debts;

3. Immigration;

4. Failure to repay principal and interest in a timely manner as stipulated in this contract;

6. Litigation costs and lawyer service fees incurred by Party A due to Party B’s breach of contract, as well as All expenses incurred by Party B to realize the creditor's rights shall be borne by Party B.

7. The guarantor can be exempted from guarantee liability only after Party B has fulfilled the provisions of this contract and Party A has recovered the principal and interest of the loan.

8. If the guarantor violates the relevant terms of this contract and fails to repay the principal and interest of the loan on behalf of Party B, Party A has the right to charge the guarantor a default amount of 15% of the total default amount (daily interest rate). Liquidated damages shall be paid by the guarantor to Party A in one lump sum in cash during the period of debt performance. If the guarantor's negligence causes relatively large economic losses to Party A, and the amount of liquidated damages is insufficient to compensate for Party A's losses, the guarantor shall also compensate Party A for its actual losses.

9. This contract is in duplicate and shall be held by Party A. The original shall be used as the basis for collecting the loan and the copy shall be used as the basis for accounting.

Party A: ____________________ Party B: ____________________

Date: ____________________ Date: ____________________ Guaranteed Loan Agreement 5

Party A: ____________________

Party B: ____________________

In view of:

1. _______________ Food Co., Ltd. entered into an agreement with _________province________ on ______month______day______year The "Long-term Housing Lease Contract" signed by the group company;

2. The "Cooperation Contract" signed by Party A and Party B on ______ month ______ of ____________ year; (Party B occupies ______ %)

3. Party A provided guarantee for _______________ Food Co., Ltd. to borrow ____________ million yuan from ____________ bank (contract number is ____________).

After friendly negotiation between Party A and Party B, in line with the principles of fairness and justice, we have reached a consensus on the following matters:

1. Party B is willing to provide ____________% of the above guarantee ( That is, ____________ ten thousand yuan) to provide counter guarantee.

2. If Zhejiang ________ Food Co., Ltd. fails to fulfill its repayment obligations, causing Party A to bear the guarantee liability, Party A will first dispose of the property under the name of Party B as stipulated in the "Cooperation Contract" Operating profits, if the disposal still fails to cover Party A's losses, Party B shall bear counter-guarantee liability within this scope. The counter-guarantee period starts from the bank's loan disbursement to _______________ Food Co., Ltd. and ends two years after Party A assumes the guarantee responsibility.

3. This counter-guarantee agreement shall take effect upon signature by Party A and Party B.

4. This agreement is made in duplicate, with Party A and Party B each holding one copy.

Party A: ____________________ Party B: ____________________

Date: ____________________ Date: ____________________ Guaranteed Loan Agreement 6

Party A: ____________________

Party B: ____________________

1. In order to ensure the performance of the loan contract No. ____________________ (hereinafter referred to as the loan contract) signed by Party B and ______________, Party A is willing to provide a guarantee to Party B. In accordance with the "Contract Law", "Guarantee Law" and other relevant regulations, Party A and Party B have agreed upon the following terms through consultation:

1. Article 1 The amount of the loan guaranteed by Party A (in capital letters) ______________ , the loan period is from ______ year _____ month _____ to ______ year _____ month _____ day

2. Article 2 The guarantee in this contract is a joint liability guarantee. Party A shall bear joint and several liability for the debts of the borrower in the loan contract. If the loan contract performance period expires and the borrower fails to perform or does not fully perform its debts, Party B has the right to directly require Party A to bear the guarantee liability.

Party A shall perform its repayment obligations within _______ working days from the date of receiving Party B's "Notice of Collection of (Overdue) Loans".

3. Article 3 The scope of guarantee: loan amount (in capital letters) ____________________ yuan and interest, liquidated damages (including penalty interest) payable by the borrower, compensation and expenses for realizing loan claims ( Including litigation costs, attorney fees, etc.).

4. Article 4 Guarantee period: starting from the effective date of this contract and ending two years after the expiration date of the loan contract performance period. If the loan contract is extended, the date of the final performance period of the contract determined after the extension shall be the date of expiration.

5. Article 5 The validity of this contract is independent of the guaranteed loan contract. The invalidity of the loan contract does not affect the validity of this contract.

6. Article 6 During the guarantee period, if the parties to the loan contract agree to change other contents of the loan contract except the loan interest rate, they must obtain the written consent of Party A of this contract in advance.

7. Article 7 During the guarantee period, if Party A’s organization changes or is cancelled, Party A shall notify Party B in writing _______ days in advance. All obligations under this contract will be borne by the changed organization or by the organization after the change. The institution responsible for Party A's decision to cancel shall be responsible. If Party B believes that the changed institution does not have full guarantee capabilities, the changed institution or the institution that made the decision to cancel is obliged to implement a new guarantor accepted by Party B.

8. Article 8 During the guarantee period, Party B has the right to supervise Party A’s funds and property status, and has the right to require Party A to provide its financial statements and other information, and Party A shall provide it truthfully.

9. Article 9 During the guarantee period, Party A shall not provide a guarantee to a third party that exceeds its own affordability.

10. Article 10 If one of the following circumstances occurs, Party B has the right to require Party A to assume the guarantee liability in advance, and Party A agrees to assume the guarantee liability in advance

11. Party A violates this provision 12. During the performance of the "Loan Contract", the borrower was declared bankrupt, dissolved, or changed the corporate structure without authorization, resulting in Party B's loan claims are frustrated, the loan is not used as stipulated in the loan contract, the party is involved in or is about to be involved in major litigation or arbitration proceedings and other legal disputes, or other behaviors that affect its ability to repay debts or lack of sincerity in repaying debts occur, etc.

13. Article 11 If Party A does not assume the guarantee responsibility or violates other obligations stipulated in this contract, it shall pay Party B a penalty of _______% of the loan amount under the guaranteed loan contract. Therefore, If it causes economic losses to Party B and the amount of liquidated damages is insufficient to make up for the losses, Party B shall also be compensated for its actual economic losses. Party B has the right to directly deduct the funds in Party A's deposit account opened by Party B for the above-mentioned liquidated damages, compensation, as well as the loan principal, interest and other expenses for which Party A has not assumed guarantee responsibility.

14. Article 12 Other terms agreed upon by both parties: __________________________________

15. Article 13 If any dispute arising out of this contract cannot reach an agreement after negotiation, Party B shall The local people's court files a lawsuit.

16. Article 14 This contract will come into effect after being signed by the legal representatives of both parties (or their authorized agents) and stamped with official seals.

17. Article 15 There are two original copies of this contract, with Party A and Party B each holding one copy.

Party A: ____________________ Party B: ____________________

Date: ____________________ Date: ____________________;