What is the situation that Weibo wallet is overdue for more than 1 month?

If the microblog wallet is overdue for more than one month and not returned in time, the lender of the microblog wallet may sue you. You can also apply for enforcement after the prosecution of the other party. The probability of applying for enforcement is high, which will affect your personal credit information.

How to use bank cards safely

Micro wallet is an online payment platform jointly launched by Sina and Beijing Sina Payment Technology Co., Ltd., and there is also a loan platform for "borrowing money" in Weibo wallet. So, what are the audit conditions for borrowing money from Weibo wallet?

1. The borrower must be a legal citizen of China who is over 18 and not over 60 years old. He has full capacity for civil conduct and cannot be a student at school.

2. The network credit is good and there is no bad credit record.

3. Have a stable economic source.

4. Mobile phone number with real-name registration system.

5. Credit cards with more than 6 bills are required for the authentication amount.

Generally, if the above conditions are met, Weibo wallet can pass the audit by borrowing money. However, before applying, you should also pay attention to whether the personal information of your Weibo account is perfect. If the information is insufficient, personal account information should be supplemented. And it's best to keep the phone on after the application, because Weibo may have a telephone to check and borrow money.

The audit speed of borrowing money from Weibo wallet is very fast, and the audit results can be obtained within 2 hours. If it is fast, the audit results will be available within half an hour.

The consequences of loans overdue's failure to pay back.

First of all, overdue behavior will generate penalty interest, that is, overdue interest, which is the penalty interest caused by loans overdue. The general operation is to increase the penalty interest by 30%-50% on the basis of the original loan interest rate. Once overdue, it will increase the repayment pressure of the repayment person. The longer the overdue time, the more repayment is needed. For loans overdue for more than 90 days, many lending institutions will choose to stop the fine, but will take compulsory measures such as legal enforcement.

If the loan has not been repaid for more than three months, the lending institution may bring a lawsuit to the court according to the loan contract, and the court will take compulsory measures to freeze the lender's deposits and enforce property liquidation to repay the losses of the lending institution. Serious cases will be punished by law.

This is a small loan. If you think that small lending institutions lack qualifications and can't include loans overdue in the credit record, it's all wet. The fact is that most small loans have started to collect credit information, and the punishment for breach of contract will be very serious. Even if some small loans do not receive credit information, in order to effectively collect loans, they will also take violent debt collection measures. Therefore, friends who borrow money should try not to overdue. If it is overdue, you should try to repay it as soon as possible and choose a formal channel loan.