What is the comprehensive examination of the written examination for campus recruitment of CITIC Bank?

Comprehensive information of written examination for campus recruitment examination of China CITIC Bank

I. Introduction of CITIC Bank:

1. Original name: CITIC Bank was originally named CITIC Industrial Bank.

2. Date of establishment: Established in 1987( 1987 February 28th, the State Council General Office approved the establishment of China CITIC Bank. /kloc-In March of 0/7, the People's Bank of China approved the establishment of China CITIC Bank. ) is one of the earliest emerging commercial banks established in China after the reform and opening up.

3. Renaming time: It was renamed to its current name at the end of 2005.

4. Bank Nature: CITIC Bank is one of the national commercial banks in China.

5. Address of head office: The head office is located in Beijing.

6. Major shareholder: The major shareholder is China CITIC Group Corporation.

7. Previous Presidents: The first President was Mr. Rong Yiren, former Vice President of China, and the current President is Mr. Chen Xiaoxian.

8. Reorganization time: June 2007, 5438+ 10. With the approval of China Municipal Government, CITIC Bank was reorganized into CITIC Bank Co., Ltd. ..

9. Time of listing: On April 19, 2007, CITIC Bank was listed on the Shanghai Stock Exchange.

10. Ranking position: CITIC Bank is the seventh largest bank in Chinese mainland.

1 1. Bank size: total assets exceed 12000 Hong Kong dollars, * * * employees exceed 16000 people, and there are more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.

12. Nature of enterprise: owned by the whole people

13. Customer Service Tel: 95558

14. Mode of operation: deposit, loan, settlement, discount, remittance, guarantee, consultation and transaction.

15. Business scope:

(1) RMB deposit, loan, settlement and discount business;

(2) remittance, traveler's checks and credit card business;

(3) Acting as an agent to receive and pay money and keep property;

(4) Economic guarantee and credit witness business;

(5) Economic consulting business;

(6) Foreign exchange deposit, remittance, loan and guarantee business;

(7) Issuing or acting as an agent to issue foreign currency securities at home and abroad;

(8) Trade and non-trade settlement;

(9) Acceptance and discount of foreign currency bills and transactions or trading agent and foreign currency securities;

(10) foreign currency exchange;

(1 1) export credit.

16. The meaning of the bank logo

Brand interpretation, the symbol of integrity, dignity and steady development originated from Chinese seal. The first meaning of the seal is honesty. Chinese seal was called seal in ancient China. It is a symbol of power and dignity, a profound crystallization of China's culture for thousands of years, and reflects the wisdom and active pursuit of the people of China. The main color of printing is red, which also represents the rise, growth and development.

Two. Review materials of written examination for recruitment examination of CITIC Bank:

1. Notes and review plan of China CITIC Bank

2. Comprehensive knowledge

2. 1 Bank Profile and News

2.2 latest current affairs and politics (free update)

2. Review materials of financial knowledge of CITIC Bank.

2. 1. Review materials of written monetary and financial tests of China CITIC Bank.

2.2. Written review materials of micro and macro economy of CITIC Bank.

2.3. Written examination materials on accounting management of CITIC Bank.

2.4. Review materials for the written legal examination of CITIC Bank.

2.5. Review materials of written test for management of CITIC Bank.

2.6. Review materials of marketing written test of CITIC Bank

2.7. Written examination materials related to statistics of CITIC Bank.

2.8. Written examination materials of CITIC Bank's international trade.

3, the administrative ability test problem-solving skills breakthrough guidance+national examination questions set.

3. 1, speech comprehension and expression ability+typical exercises+answer analysis

3.2, quantitative relationship problem-solving skills+typical exercises+answer analysis

3.3. Judgment and reasoning skills+typical exercises+answer analysis

3.4, data analysis skills+typical exercises+answer analysis

3.5, the national civil service administrative ability test+answer analysis.

4. CITIC Bank+Basic Computer Knowledge

4. 1 gong * * * Basic knowledge+common sense exercises

4.2 Computer common sense

5. English review materials and exercises of CITIC Bank.

5. 1 toeic English

5.2 English vocabulary

5.3 Postgraduate English

6. Professional Personality Test of CITIC Bank

6. 1 MBTI professional personality test

6.2 Dutch professional personality test

6.3 Workplace Personality Test

6.4 Psychological compression test

6.5 Occupational test questions

Third, the real question of CITIC Bank interview: I saw the interview on Saturday and said that the exam was from 2: 00 to 4: 00, but the actual exam time was from 2: 30 to 4: 00, one and a half hours. 100 question. I began to see on the forum that I had taken an economic and financial exam before, and as a result, 100 questions were all public questions, so I didn't finish the exam because time was tight.

The interview process is like this. A group of about 5-7 people, one minute to introduce themselves, one minute to explain their views, ten minutes to discuss in groups, two minutes to summarize, and about half an hour. In the last group, there were originally seven people, and only three people went to discuss in groups. The topic of our group is: When a luxury cruise ship meets a rich man, a widow, a child and a pregnant woman, the lifeboat can only take three people. The rich and the widow are in the same boat, so they must get into the lifeboat. Children have maps, pregnant women have chocolates. Should pregnant women or children be abandoned? What is the reason? The second problem is the limited load capacity of lifeboats. If gold, gasoline, food, water and compass must be abandoned, what is the order and reason of abandonment?

Fourth, the exam practical exercises:

1. The real interest rate is the nominal interest rate minus ().

A. Interest income tax rate

B. Production change rate

C. Rate of price change

D. Average profit rate

2. The bill transaction price mainly depends on ().

A. Market interest rate

B. coupon rate

C. face value

D. Maturity price

3. Trust is a kind of property management system with the development of commodity economy, and its essence is ().

A. Deposit absorption and financing

B. entrusted by others to manage money on their behalf.

C. Project financing

D. Avoiding risks and granting loans

4. According to the provisions of the People's Bank of China Law, the People's Bank of China can ().

A. Managing the national gold reserve

B. Determining the market interest rate

C. Industrial and commercial credit business agency

D. Acting as an agent for policy banking business

5. Generally, in intermediary financing, financial institutions that do not issue financial instruments with themselves as debtors, but help to sell financial instruments issued by fundraisers to investors belong to ().

A. Direct financial institutions

B. Financial service institutions

C. Money-creating institutions

D. Indirect financial institutions

6. The financial institution that raises funds by issuing stocks or beneficiary certificates to investors and then makes portfolio investment in various financial products is ().

A. Commercial banks

B. Investment banks

C. insurance companies

D. investment funds

7. By individuals or groups through the purchase of two or more banks in the form of majority equity, form a joint operation of the bank organization system belongs to ().

A. joint-stock company system

B. Chain banking system

C. Branch banking system

D. Single banking system

8. At present, China has formed a () financial system.

A. Mixed operation and separate supervision

B. Unified supervision of the People's Bank of China

C. Separate operation and supervision

D. Mixed operation and cross-supervision

9. At present, loans from China Development Bank are mainly ().

A. Hard loans

B. Soft loans

C. credit loans

D. mortgage loan

10. In a specific period, in order to solve the non-performing assets in the banking industry, the institution funded by the government to purchase and centrally dispose of non-performing assets in the banking industry is ().

A. China Banking Regulatory Commission

B. Financial asset management companies

C. China Insurance Regulatory Commission

D. financial leasing companies

1 1. Loans of commercial banks can be divided into () according to loan preservation methods.

A. Long-term loans and short-term loans B. Credit loans and secured loans C. Corporate loans and personal loans D. Normal loans and interest loans

12. The core of the new business operation mode of commercial banks is ().

A. Supervisory responsibility system

B. Set up a comprehensive window

C. separation of front and back stage

D. Omnidirectional stereo

The higher the exponent of 13. (), the worse the liquidity.

A. Asset liquidity ratio

B. Proportion of reserve funds

C. Proportion of medium and long-term loans

D. Proportion of national debt to total assets

14. The ratio of net capital to total risk-weighted assets of a commercial bank shall not be less than ().

Four percent

B. 10%

Eight percent

12%

15. The broadest definition of an investment bank refers to ().

A. any bank engaged in wall street finance.

B refers to financial institutions that operate part or all of the capital market business.

C. Investment banks refer to financial institutions that operate certain businesses in the capital market.

D financial institutions that underwrite securities in the primary market to raise funds and trade securities in the secondary market.

16. The North American Free Trade Agreement has been in operation since ().

May 65438

B. 1989 65438+ 10/day

C.199265438+February 7th

D. 1994 65438+ 10/day

17. If the income distribution is unequal, the Lorenz curve will ().

A. The straighter

B.the more curved it is

C.the smaller it is

D. The longer the time,

18. When there is inflation in the economy, but it is not very serious, you can ().

A. adopt a policy of combining expansionary fiscal policy with tight monetary policy.

B. adopt a policy of combining expansionary monetary policy with tight fiscal policy.

C adopting a combination of tight monetary policy and tight fiscal policy

D. Only by adopting a tight monetary policy

19. Which of the following organizational forms does not belong to an international economic integration organization? ()

A. Free trade zones

B. customs union

C.* * * The same market

D. North Atlantic Treaty Organization

20. () will lead to the depreciation of the dollar against the yen.

A. the increase in the money supply in the United States

B.interest rates in America are rising.

C.interest rates in Japan have fallen.

D. Japan's imports from the United States have increased

Verb (abbreviation of verb) answers and analysis of exam exercises;

1.C

Analysis of the real interest rate refers to the interest rate after deducting the price change rate from the nominal interest rate under the condition of inflation. It is the interest rate when the price is constant, the purchasing power of money is relatively stable, and there is no inflation risk.

2.A

As a kind of financial instruments, analytical bills are generally marked with face value, and there is no coupon rate. The transaction price of a bill refers to the amount after deducting interest from the par value, which mainly depends on the market interest rate.

3.B

Analysis of trust means that on the basis of trust, the trustor entrusts its property rights to the trustee, and the trustee manages or disposes of the trust property in his own name for the benefit of the beneficiary or for a specific purpose. Trust is a kind of property management system with the development of commodity economy, and its essence is "entrusted by people to manage money on their behalf".

4.A

According to China People's Bank Law and the State Council's "Three Definitions" for China People's Bank in July 2008, one of the main responsibilities of China People's Bank is to formulate and implement RMB exchange rate policy, constantly improve the exchange rate formation mechanism, maintain the balance of international payments, implement foreign exchange management, track and monitor international financial markets, monitor and manage cross-border capital flows, and hold, manage and operate national foreign exchange reserves and gold reserves.

5.A

The most obvious difference between direct financial institutions and indirect financial institutions is that the former generally does not issue financing instruments with itself as the debtor in intermediate financing, but only helps to sell financial instruments issued by fundraisers to investors; As a debtor, the latter issues its own financing instruments to raise funds, and then distributes and uses these funds in various asset businesses.

6.D

Analytic investment fund refers to a financial institution that raises funds by issuing stocks or beneficiary certificates to investors, then invests in various financial products in a moderately dispersed combination way, distributes profits to investors in the form of dividends, and extracts its own profits from them.

7.B

Chain banking system, also known as joint banking system, refers to the organizational system in which two or more banks are jointly operated by individuals or groups by purchasing most of the shares. These controlled banks still maintain their independence in law, but their operating policies and business should be controlled by the controlling party.

8.C

Analysis of the separate operation system means that the business of commercial banks is separated from securities and insurance, and commercial banks can only engage in banking business such as deposit, loan and settlement. The separate supervision system is mainly to set up full-time supervision institutions in different financial fields such as banking, securities and insurance to be responsible for prudential supervision of various industries. At present, China implements a financial system of separate operation and supervision.

9.A

The loans of China Development Bank are divided into soft loans and hard loans. At present, the loans of China Development Bank are mainly hard loans, that is, the use of funds borrowed by China Development Bank.

10.B

Financial asset management company analysis Financial asset management company is an institution funded by the government to acquire and centrally dispose of non-performing assets in the banking industry in a specific period of time.

1 1.B

According to different standards, loans of commercial banks can be divided into credit loans and secured loans according to loan preservation methods. Item A is classified according to the loan term; Item C is classified by loan object; Item D is classified according to the possibility of loan risk.

12.C

With the effective support of information technology, the analysis of new business operation mode of commercial banks realizes the standardization and proceduralization of business operation of business outlets and the centralization and specialization of back-office transaction processing, so as to improve the service quality and overall efficiency of business operation and strengthen risk control, and its core is the separation of front and back offices.

13.C

Medium and long-term loan ratio analysis = medium and long-term loans with a balance of more than one year (excluding one year)/deposits with a balance of more than one year. The higher this indicator, the worse the liquidity.

14.C

According to the current regulations, the capital adequacy ratio of commercial banks, that is, the proportion of net capital to total risk-weighted assets shall not be less than 8%.

15.A

Any bank engaged in the financial business of Wall Street is called an investment bank. This is the broadest definition of investment bank, which includes not only financial institutions engaged in securities business, but also insurance companies and real estate management companies, engaged in all the contents related to Wall Street financial activities, such as international syndicated underwriting, corporate securities issuance and real estate and insurance.

16.D

Analyze the recitation questions and choose D.

17.B

If the income distribution is unequal, the Lorenz curve will be more curved.

18.B

To analyze generalized inflation, we should use tight fiscal policy to reduce aggregate demand, and use expansionary monetary policy to reduce interest rates and prevent recession caused by excessive fiscal austerity.

19.D

Analysis shows that NATO belongs to regional alliance, not international economic integration.

20.A

The analysis shows that the increase of American money supply, the shift of LM curve to the right, the increase of income Y, the decrease of interest rate R and the balance of payments deficit will lead to the depreciation of the US dollar against the Japanese yen under the floating exchange rate. The rising interest rate in the United States leads to the inflow of capital into the United States, resulting in a surplus in the capital account, and the dollar will appreciate against the yen, B is incorrect; Japan's interest rate drops, causing capital to flow out of Japan, and the yen will depreciate. C is incorrect; Japan's imports from the United States will increase, the demand for dollars will increase, and the dollar will appreciate against the yen. D is incorrect.